Actively hiring
Digital Banks & Neobanks
Consumer Loans & Pawnshops
Buy Now, Pay Later
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Products
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Growth
Offices
Jobs
Financials
How Kredivo Group hires
Truth index
A 90/100
Median time to fill
58 days
Ghost roles
0%
Stale roles
39%
Reposted roles
0%
Kredivo Group scores A on the Alion truth index (A is best, E worst), measured over 13 open roles re-checked against its own hiring board: 0% look like ghost listings, 39% have gone stale and 0% are the same role posted again. Its roles close in a median of 58 days. It measures how much of what this employer publishes turns into a real, finite search - not the employer as a workplace. How the index is computed
Overview
Kredivo Group is a Southeast Asian financial technology group based in Singapore that offers digital consumer credit, including buy now pay later financing for online and offline purchases, personal loans and digital banking. Its brands are Kredivo in Indonesia and Vietnam, KrediFazz, the Indonesian digital bank Krom, the earned wage access platform GajiGesa and the Vietnamese neobank Timo, and its backers include Mizuho Bank, Amazon and Square Peg Capital. It hires backend, Android, QA and data engineers, data scientists, product managers, and underwriting, fraud, collection and portfolio analysts.
News
Kredivo Ungkap Penyaluran Kredit Usaha Melonjak 15 Kali Lipat
Studi Kredivo dan LD FEB UI mencatat pengguna kredit digital untuk modal usaha naik 15 kali lipat pada 2025 dibandingkan 2019.
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Report
Survei: Akses Kredit Pertama Lewat Kredivo Naik 10 Kali Lipat di 2025
Jumlah pengguna yang mendapatkan akses kredit pertama melalui Kredivo meningkat 10 kali lipat pada 2025 daripada 2019.
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Report
Kredivo Group enters EWA sector with GajiGesa acquisition
Kredivo Group has announced the full acquisition of GajiGesa, an Indonesia-based earned wage access (EWA) platform, marking its strategic entry into the growing sector.
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Report
Tech stack
Technologies named in job postings at Kredivo Group over the last 12 months, by layer, with the share of postings for each.
Technologies in use
138
Postings analysed
84
Stack modernity
84/100AI adopter
Languages
Python45%
SQL40%
Go13%
Kotlin10%
Frameworks & libraries
Compose Multiplatform8%
Jetpack Compose7%
Kotlin Multiplatform7%
React.js4%
Databases
MySQL20%
PostgreSQL14%
BigQuery5%
Google BigQuery5%
Cloud & platforms
AWS25%
GCP20%
Linux14%
Amazon S38%
AI & ML
LLM6%
Claude1%
LoRA1%
PEFT1%
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Full Kredivo Group tech stack
138 technologies · by team · pay by technology · changes · similar stacks
Growth
Hiring Momentum
70/100
Growing
Open positions
70
9 opened / 18 closed in 30 days
Median time-to-fill
60 days
faster than 23% of the market
ATS activity
Every ~4 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Product
15% ▲
Backend
14% ▼
Finance
11%
QA
8% ▼
Data Science
7% ▲
Analytics
7% ▼
Actively hiring for Product (+6 in 30 days)
Activity Timeline
Added Platform Engineering to stack
Oct 2026
Added Okta to stack
Oct 2026
Added n8n to stack
Oct 2026
Added Metabase to stack
Oct 2026
Added Google Workspace to stack
Oct 2026
New location: India
Sep 2026
Added Wi-Fi to stack
Sep 2026
Added DHCP to stack
Sep 2026
Added Unix to stack
Sep 2026
Added Microsoft Office to stack
Sep 2026
Added TCP/IP to stack
Sep 2026
Added DNS to stack
Sep 2026
Offices
Where the company hires and what each office is for
Cities
5
Hiring now
4
Countries
4
Busiest office
Singapore
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Headquarters
Builds here
Office with open vacancies
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Singapore
Singapore
HQ
Singapore Office
3 open roles 4 posted in 90 days 100% engineering 10-50 est. staff
hires for Data Science, Backend
331 North Bridge Road
Jakarta
Indonesia
Plant / site
Operations Office
68 open roles 64 posted in 90 days 50% engineering 1% remote 200-500 est. staff
hires for Backend, Product, QA
Bengaluru
India
Engineering / R&D
Bangalore Office
2 open roles 4 posted in 90 days 100% engineering 10-50 est. staff
hires for Mobile
Manila
Philippines
1 open roles 1 posted in 90 days 100% engineering 1-10 est. staff
hires for Analytics
Kota
India
Regional office
Business Office
Jobs
≈ $15k – $40k per year (Estimated) • In office • Full-Time • 4+ years exp • Jakarta
Recommender Systems
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In office • Full-Time • 2+ years exp • Bachelor's Degree • Jakarta
Python
SQL
XGBoost
Scikit-learn
Prompt Engineering
Function Calling
LightGBM
PyTorch
LLM
RAG
Text-to-Speech
Voice Agents
DevOps
Docker
Analytics
A/B Testing
Management
WhatsApp
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In office • Full-Time • 5+ years exp • Jakarta
Java
Jenkins
Git
Bitbucket
Management
Jira
Agile
QA
TestRail
TestNG
Selenium
Appium
BrowserStack
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≈ $10k – $29k per year (Estimated) • In office • Full-Time • 1+ year exp • Jakarta
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≈ $36k – $73k per year (Estimated) • In office • Full-Time • 2+ years exp • Singapore
Python
SQL
MySQL
PostgreSQL
AI/ML
NLP
Machine Learning
DevOps
Amazon S3
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≈ $9.5k – $24k per year (Estimated) • In office • Full-Time • 2+ years exp • Manila
Python
SQL
Tableau
Power BI
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≈ $13k – $35k per year (Estimated) • In office • Full-Time • 3+ years exp • Bachelor's Degree • Jakarta
Agile
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≈ $10k – $29k per year (Estimated) • In office • Full-Time • 2+ years exp • Bachelor's Degree • Jakarta
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≈ $38k – $79k per year (Estimated) • In office • Full-Time • 3+ years exp • Bachelor's Degree • Singapore
Python
SQL
MySQL
PostgreSQL
AI/ML
LangGraph
LangChain
Claude Code
LoRA
Model Context Protocol
vLLM
Fine-tuning
RLHF
Quantization
Knowledge Distillation
AI Agents
PEFT
LLM
RAG
OpenAI Codex
DPO
SFT
GRPO
Post-training
AWS Strands Agents
A2A
LLM Guardrails
Model Distillation
DevOps
GCP
CI/CD
AWS
Docker
Kubernetes
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In office • Full-Time • 2+ years exp • Jakarta
Python
SQL
MySQL
PostgreSQL
AI/ML
Hadoop
Spark
TensorFlow
Keras
PyTorch
Machine Learning
DevOps
AWS
Amazon S3
Analytics
ETL/ELT
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