Senior Software Engineer

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

At Ally, you get a startup feel but experience the benefits of a company that has worked out the kinks and is fulfilling its purpose. We are always evolving and see that as a good thing. From owning our work to seeing its impact in the real world, our team is relentless in finding new ways technology can help make experiences better and help people. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed tech solutions. To read more about what our tech team does, be sure to visit our tech blog at ally.tech

We are seeking a hands-on Sr Software Engineer to lead the design, development, and support of enterprise-grade applications that power critical business interactions and digital experiences. This role will drive the delivery of secure, scalable, and high-performing platforms across front-end and back-end with the ability to drive engineering best practices and provide leadership within and across teams. The ideal candidate is a self-starter who takes ownership, works well in a collaborative environment, and demonstrates the potential to grow into broader technical leadership responsibilities.

As a Senior Software Engineer, you will be a key contributor to the software engineering team, helping design and deliver the next generation of enterprise applications. This role is focused on backend engineering and cloud-native services, while also offering opportunities to contribute to frontend solutions and broader full-stack initiatives as needed.

**This role reports to the office 3 (three) times a week; in a hybrid schedule"

The Work Itself

• • Design, develop, and maintain backend services, APIs, and enterprise applications using Java and modern cloud-native architecture
  • Contribute to frontend development including support for user-facing features and full-stack solutions when needed
  • Translate business and technical requirements into scalable, maintainable software designs and implementation plans, provide estimates and communicate tradeoffs and risks clearly.
  • Write clean, reusable, secure, and high-quality code that aligns with engineering standards and best practices. Address vulnerabilities on regular bases and always on a look for opportunities of enhancements.
  • Contribute to system design, architecture discussions, and technical decision-making across projects
  • Demonstrate ownership of deliverables from design through deployment and production support
  • Leverage AI-assisted development tools and agents to improve engineering productivity, accelerate delivery, enhance code quality, and support activities such as code generation, refactoring, test creation, documentation, and troubleshooting.
  • Evaluate and apply AI-assisted development practices responsibly, including validating outputs, maintaining code quality, and ensuring alignment with security and engineering standards
  • Perform code reviews, promote excellence in engineering, and help raise the technical capabilities of the team
  • Provide informal technical leadership through mentoring, knowledge sharing, and guidance on design and implementation approaches
  • Participate in and help lead agile ceremonies and technical sessions, including sprint planning, design reviews, backlog refinement, code reviews, and retrospectives
  • Support automated testing, continuous integration, and CI/CD practices across the software delivery lifecycle

The Qualifications We’re Looking For

• 3+ years of software engineering experience with strong proficiency in Java, Java EE, Spring Boot, REST Web Services, Hibernate, MySQL, and JUnit
• Strong experience building backend systems, APIs, and microservices in large enterprises or SaaS environments
• Experience working in cloud-based environments such as AWS EC2, ECS, API Gateway, Lambda, S3, and SQS
• Experience with scripting languages such as bash, Python, or JavaScript
• Strong experience working in Agile Scrum environments
• Knowledge of continuous integration tools (GitLab), automated testing frameworks, and CI/CD
• Strong experience with JSON, XML, XSLT, and relational databases
• Ability to create technical designs, document solutions clearly, and communicate architecture effectively
• Experience using AI-assisted development tools or AI agents to support software engineering workflows, including coding, testing, debugging, documentation, or developer productivity. For example, Claude Code or similar AI tools.
• Ability to assess and validate AI-generated outputs to ensure accuracy, maintainability, security, and alignment with engineering standards
• Strong problem-solving, analytical, and debugging skills
• Excellent written and verbal communication skills
• Reports to the office 3 (three) times a week

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [email protected] with details of your accommodation request.

Base Pay Range

$85,000.00 - $150,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation:

This position is eligible to participate in our annual incentive plan.