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Salary
≈ $93k – $185k per year (Estimated)
Location
In office (Phoenix)
Seniority
Middle · 5+ years exp
Visa
Sponsorship offered in the posting · H-1B filings in 12 months: 101 · for this role: 13 · green card filings: 30

Confirmed on the employer's own hiring board on Oct 8, 2026. First seen by Alion on Oct 6, 2026. American Express scores A on the Alion truth index.

Overview
Company
Impact
Profile match
American Express is a New York financial services company founded in 1850 as an express freight business that became a payments network and card issuer. Unlike the four-party networks it competes with, it issues most of its own cards and operates its own network, which lets it earn merchant discount revenue as well as interest and annual fees, and supports a premium rewards proposition built on travel and lounge access. Its business spans consumer and small business cards, corporate payments, merchant acquiring and travel services, and it is a component of the Dow Jones Industrial Average.

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.

The U.S. Consumer Services and Membership Digital Experiences Technology team (USCDT) brings together foundational strategic technology capabilities in digital experience engineering (Mobile and Web), marketing and advertising technology, enterprise communications, travel and lifestyle, and dining technology. It employs a ground-breaking focus with development responsibilities for customer-facing capabilities that deepen and expand digital engagement, as well as core technical capabilities that cut across business lines and customer segments.

We’re looking for an experienced Software Engineer lll to work on the mobile payments solutions that will be used by tens of millions of cardholders around the world. We want someone who is super creative and enjoys solving tough problems. You should be able to come up with brilliant solutions that no one else can, and be obsessive about UI/UX design and user experience.

You’ll be part of the Digital Payments Engineering team whose mandate is to develop new products and platforms for American Express customers. Payments Engineering’s aim is to build interactive experiences at all touch points of a consumer's journey whether before, at, or after the time of purchase. The products will range from new payment vehicles and partnerships with other payment entities to interactive web experiences.

  • Design, develop, test, and maintain scalable backend applications and microservices using Java.
  • Work as part of an Agile engineering team, contributing to user story analysis, technical design, development, testing, and production support.
  • Develop and integrate RESTful APIs following established API design and security best practices.
  • Write clean, maintainable, well-tested, and reusable code while following software engineering best practices.
  • Work with relational and NoSQL databases and develop efficient data access patterns.
  • Troubleshoot application issues, analyze logs and metrics, and contribute to performance and reliability improvements.
  • Participate in code reviews and collaborate with engineers to continuously improve code quality and engineering standards.
  • Collaborate with product owners, engineers, architects, and other stakeholders to understand requirements and deliver high-quality solutions.
  • Continuously learn new technologies, frameworks, and engineering practices and apply them to solve business problems.
  • Serve as an active member of an Agile team, contributing to user story analysis and elaboration, application design and development, testing, and automation.
  • Bachelor’s degree in Computer Science, Computer Engineering, or a related technical discipline, or equivalent practical experience.
  • 5-7 years years of software development experience, preferably developing backend applications using Java.
  • Understanding of RESTful API design and development principles.
  • Knowledge of emerging trends, technologies, and standards in the payments industry.
  • Knowledge of emerging trends and standards in blockchain and distributed ledger technologies.
  • Knowledge of Web3 technologies and ecosystems.
  • Experience with or knowledge of Vert.x.
  • Familiarity with automated testing frameworks such as JUnit and Mockito.
  • Experience or familiarity with source control and CI/CD tools such as Git, Jenkins, or equivalent technologies.
  • Ability to collaborate effectively with engineers, product owners, and other stakeholders.

    Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

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