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Salary
$48k – $118k per year (Estimated)
Location
In office (Auckland)
Seniority
Middle · 3+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
BlinkPay is a New Zealand fintech founded in 2019. Its open banking payments let merchants take direct account-to-account transfers. The company is one of the country's accredited API providers.

Worker Type:

Permanent

Here at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise "If you can imagine a better future, let's find a way."

We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.

Ko mātoutēnei| This is Us

The Business Lending domain within BNZ Customer, Products and Services (CP&S) is an exciting and driven work environment where you'llget to maintainand develop market leading products, servicesand customer propositions.

You’llalso get to be heavily involved in substantial transformation initiatives to replace legacy lending systems and product platforms, which will provide a critical foundation for BNZ to continue to grow and innovate as New Zealand’s largest business bank.

The role is responsible forensuring BNZ’s business term loan products are managed strategically to optimise financial performance, and ensure that products remainfit for purpose, meeting our customer's current and future needs.

Reporting to the Portfolio Manager - Business Lending, you'llbe part of a tīmathat is critical to how BNZ turns up for NZ businesses from the smallest small business to the largest institutional client.

MōteTūranga| About the Role

We spoke with our Head of Product - Business Lending, and he let us know the following about the tūranga(role):

This is a permanent, full timeopportunity based in Auckland. It is a hybrid role with three days in the office and two days where you can work flexibly.

What arethe day to day tasks the person in this role will complete?

  • Apply strong product management, design, development and leadership skills to support BNZ’s strategy for business term lending products, automation and processes.
  • Provide subject matter expertise for business term lending products, focusing on customer, functional, commercial and risk performance, and ensuring products and processes are compliant by design.
  • Understand the business, agribusiness and commercial property lending market, identify customer needs and opportunities, and support the Portfolio Manager to deliver market-leading product designs and propositions.
  • Manage risks, events, findings and treatment plans promptly, and complete product reviews as required.
  • Effectively leads and communicates product change initiatives (both internally and externally).
  • Own assigned products’ operational performance, governance and service health, ensuring incidents, risks, issues, controls, remediations and customer impacts are well managed and continuously improved.
  • Prioritise operational, transformational, regulatory, risk and technology work to balance business outcomes, customer needs and service resilience, focusing resources on the highest-value outcomes.
  • Lead across Product, Technology, Operations, Risk and Delivery teams, clarifying responsibilities, influencing decisions and coordinating stakeholders to maintain stable, compliant and effective product services.

What is your favourite thing about working for BNZ?

The people and culture, and the values that underpin that, which are demonstratedevery day in the way we work together to support each other to be at our best.

What attributes will this person display tobe successful in this role?

You’ll bring demonstrated product management experience in a complex environment, with strong capability across operational governance, incident management, stakeholder leadership, backlog prioritisation, risk management and technology partnerships. You’ll be comfortable using data to inform decisions, assess product performance, validate system outcomes and identify opportunities for continuous improvement. Experience using analytical and AI-enabled tools is highly desirable.

You will also have:

  • 3+ years experiencein relevant lending, product development/management, projects, or technology delivery environment.
  • A passion for solving real customer problems, with experience using various methods to elicit and document customers’ and stakeholders’ requirements and delivery of these to market.
  • Strong influencing and stakeholder management skills.
  • Exceptional communication skills, high levelof attention to detail and strong written skills.
  • Skilled in financial analysis and business case development.
  • Ability to identifyrisks, mitigate and gain decisions quickly.

Desirable:

  • Experience with Business Lending products (ideally including Business Term Loan products such as CARL, CCAF, Business First Term Loan or Project Plus).
  • Experience with system implementations or re-platforming.

Nau Mai ki tePēkeo Aotearoa | Come to the Bank of New Zealand

Applications for this vacancy close on Wednesday 9 September 2026 .We review applications as they are received and may close advertising early.

This is an exciting opportunity to join us! We're bold thinkers who are taking brave steps to create a company that people want to work for, and customers want to bank with. If you're ready to join a fun organisation where we are proud of our culture and how we are helping New Zealander's to 'Find their way', then show your interest by submitting your application - we can't wait to read it.

Ehara taku toa i te toa takitahi, engari he toa takitini" - Success is not the work of an individual, but the work of many.”

Closing Date: 09 September 2026

Applications will be reviewed regularly across the advertising period, but we do reserve the right to close applications early.

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