Finance Manager

Finance Manager

Company: BRAC Ghana Savings and Loans Ltd.
Location: Goaso, Ghana
Employment Type: Full-Time

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 Company Profile

BRAC Ghana Savings and Loans Ltd. is a financial services institution committed to expanding access to financial services and supporting individuals, entrepreneurs, and communities across Ghana.

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Through its savings, credit, and other approved financial products, the Company seeks to promote financial inclusion, encourage responsible financial practices, and contribute to sustainable economic development. The Company aims to maintain sound financial management, strong governance, operational efficiency, and compliance with applicable financial sector regulations.

 Welcome to BRAC Ghana Savings and Loans Ltd.

At BRAC Ghana Savings and Loans Ltd., we believe that effective financial management is essential to building a sustainable business, strengthening customer confidence, and creating lasting value for the communities we serve.

We invite a strategic, analytical, and results-oriented finance professional to join our team as Finance Manager in Goaso.

In this role, you will lead financial planning, oversee accounting and reporting processes, monitor financial performance, strengthen internal controls, and provide insights that support sound business decisions. You will work closely with management and other departments to ensure the responsible use of financial resources, maintain accurate financial records, and support the Company’s strategic objectives.

If you are passionate about financial integrity, strategic planning, operational excellence, and team leadership, we welcome you to explore this opportunity and contribute to our continued growth.

 Role Purpose

The Finance Manager leads and coordinates financial management activities to ensure accurate financial reporting, effective budgeting, sound financial controls, and compliance with applicable accounting standards and regulatory requirements.

The role provides financial analysis and strategic advice to management, monitors financial performance, manages liquidity and cash flow, and supports informed decision-making. The Finance Manager also helps protect the Company’s assets, strengthen financial accountability, and improve the efficiency and effectiveness of finance operations.

 Key Responsibilities

A. Financial Planning and Budget Management

• Lead the preparation, coordination, and review of annual budgets and periodic financial forecasts.
• Work with department heads to develop realistic budgets that align with business priorities and operational requirements.
• Monitor actual financial performance against approved budgets and investigate significant variances.
• Recommend corrective actions to address budget deviations and improve financial performance.
• Prepare financial projections to support business planning, resource allocation, and strategic decision-making.
• Monitor expenditure and ensure that departments operate within approved budgets and delegated authority.
• Identify opportunities to improve cost efficiency without compromising service quality or regulatory compliance.
• Advise management on financial implications arising from proposed business activities and operational changes.

B. Financial Reporting and Accounting

• Oversee the preparation of accurate and timely financial statements, management accounts, and periodic financial reports.
• Ensure that the Finance team maintains complete and reliable accounting records.
• Review financial transactions, journal entries, reconciliations, and supporting documentation for accuracy and completeness.
• Ensure that the Company applies relevant accounting standards and approved financial reporting policies consistently.
• Coordinate month-end, quarter-end, and year-end financial closing processes.
• Analyse financial results and explain significant trends, variances, and performance drivers to management.
• Maintain appropriate documentation to support financial transactions and reported balances.
• Recommend improvements to accounting procedures, reporting systems, and financial information quality.

C. Treasury, Cash Flow and Liquidity Management

• Monitor cash flow and prepare forecasts to ensure that the Company meets its financial obligations on time.
• Oversee cash management activities and monitor liquidity in accordance with approved policies and regulatory requirements.
• Review bank reconciliations and ensure that outstanding items receive timely attention.
• Monitor bank balances, cash movements, and other relevant treasury activities.
• Support the effective management of funding requirements and short-term liquidity needs.
• Identify potential cash flow pressures and recommend appropriate mitigation measures.
• Ensure that cash management activities follow approved authorisation procedures and internal controls.
• Maintain accurate records of treasury activities and provide timely updates to management.

D. Financial Controls and Risk Management

• Establish, review, and strengthen financial controls to safeguard Company assets and promote accountability.
• Ensure that financial transactions follow approved policies, procedures, and delegated authority limits.
• Identify financial risks, control weaknesses, and potential irregularities, and recommend appropriate corrective measures.
• Monitor compliance with financial procedures relating to procurement, payments, expenses, reconciliations, and asset management.
• Support measures that prevent fraud, unauthorised expenditure, financial misstatements, and operational losses.
• Review control exceptions and ensure that responsible employees implement corrective actions.
• Collaborate with Risk and Compliance teams to address financial risks and strengthen the control environment.
• Promote transparency, accountability, and ethical conduct in all financial activities.

E. Regulatory and Statutory Compliance

• Ensure that financial reporting and accounting activities comply with applicable laws, regulatory requirements, and approved accounting standards.
• Coordinate the preparation and submission of required financial and statutory returns within established deadlines.
• Support compliance with applicable tax obligations, filing requirements, and statutory payment deadlines.
• Maintain accurate records to support regulatory reporting and statutory examinations.
• Monitor changes in relevant accounting, taxation, and financial reporting requirements and assess their implications for the Company.
• Work with the appropriate departments and external advisers to resolve financial compliance issues.
• Coordinate responses to finance-related regulatory enquiries and information requests.
• Ensure that identified compliance gaps receive timely attention and appropriate resolution.

F. Audit Coordination and Financial Governance

• Coordinate internal and external audit activities relating to finance and accounting.
• Prepare financial schedules, reconciliations, supporting documents, and other information required for audits.
• Respond to audit enquiries and provide accurate information within agreed timelines.
• Review audit findings and coordinate the implementation of corrective action plans.
• Monitor outstanding audit recommendations and report progress to management.
• Maintain organised financial records to support transparency, accountability, and effective audit trails.
• Promote adherence to the Company’s financial governance framework and internal policies.
• Collaborate with Internal Audit, Risk, and Compliance teams to strengthen financial oversight.

G. Financial Analysis and Business Advisory

• Analyse financial statements, management accounts, and performance indicators to identify trends and opportunities.
• Provide management with insights into profitability, operating costs, liquidity, and financial sustainability.
• Evaluate the financial implications of business plans, operational initiatives, and proposed investments.
• Develop financial models, forecasts, and scenario analyses to support strategic decisions.
• Identify opportunities to improve resource utilisation, operational efficiency, and financial performance.
• Prepare financial presentations and reports for management meetings and other authorised forums.
• Provide practical financial guidance to department heads and other relevant stakeholders.
• Recommend measures that support sustainable growth while maintaining appropriate financial controls.

H. Team Leadership and Development

• Lead, supervise, and motivate finance personnel to achieve departmental objectives.
• Set clear performance expectations and monitor individual and team results.
• Allocate responsibilities effectively and ensure that employees meet reporting and compliance deadlines.
• Provide coaching, guidance, and training to strengthen technical knowledge and professional performance.
• Conduct performance reviews and support employee development in line with Company policies.
• Promote collaboration, accountability, accuracy, and continuous improvement within the Finance team.
• Identify skills gaps and recommend appropriate training or development initiatives.
• Foster a professional working environment that encourages ethical conduct and responsible financial management.

I. Financial Systems, Data and Process Improvement

• Oversee the effective use of accounting systems and financial management applications.
• Ensure that financial data remains accurate, complete, secure, and accessible to authorised personnel.
• Review finance processes and recommend improvements that increase efficiency and reduce manual errors.
• Support the implementation of approved financial system enhancements and process changes.
• Ensure that employees follow established procedures for data access, documentation, and information security.
• Promote the use of reliable financial data to support reporting, analysis, and decision-making.
• Maintain appropriate controls over financial records, supporting documents, and system access.
• Encourage continuous improvement in financial reporting and operational workflows.

 Stakeholder Engagement and Cross-Functional Collaboration

• Work closely with senior management and department heads to support financial planning and business performance.
• Collaborate with Operations, Credit, Risk, Compliance, Human Resources, and other departments on financial matters.
• Liaise with banks, auditors, tax advisers, regulators, and other authorised external stakeholders as required.
• Communicate financial policies, budget requirements, reporting deadlines, and control procedures clearly.
• Provide timely financial information to support operational planning and management decisions.
• Build productive professional relationships that strengthen financial governance and organisational effectiveness.

Qualifications and Experience

Candidates should possess relevant academic qualifications and demonstrated experience in finance, accounting, financial reporting, or financial management.

• A bachelor’s degree in Accounting, Finance, Banking, Business Administration, or another relevant discipline.
• A recognised professional accounting qualification, such as ACCA, ICA Ghana, CIMA, or an equivalent qualification, will be an advantage or may be required depending on the Company’s approved criteria.
• Relevant experience in financial management, accounting, budgeting, financial reporting, or audit.
• Previous experience supervising a finance team or coordinating finance functions.
• Knowledge of financial reporting standards, budgeting, cash flow management, taxation, and internal controls.
• Familiarity with financial services operations and the regulatory environment for savings and loans institutions will be an advantage.
• Experience with accounting software, financial management systems, and spreadsheet applications.
• Strong analytical, numerical, and problem-solving skills.
• Excellent report-writing, communication, and presentation skills.
• The ability to manage multiple priorities, meet deadlines, and exercise sound professional judgement.

 Key Competencies

The ideal candidate will demonstrate:

• Financial leadership: Directs finance activities effectively and aligns financial resources with business objectives.
• Analytical thinking: Interprets financial information and develops evidence-based recommendations.
• Integrity and accountability: Maintains ethical standards, protects confidential information, and promotes transparency.
• Attention to detail: Ensures the accuracy and completeness of financial records and reports.
• Strategic planning: Anticipates financial needs and supports long-term business sustainability.
• Risk management: Identifies financial risks and implements appropriate controls.
• Communication: Explains financial results and recommendations clearly to technical and non-technical stakeholders.
• Team leadership: Develops employees, encourages collaboration, and promotes accountability.
• Problem-solving: Resolves financial issues and improves processes.
• Results orientation: Delivers accurate reports, effective budgets, and timely financial analysis.

 Performance Expectations

The Finance Manager will be expected to contribute to measurable improvements in:

• Accuracy and timeliness of financial statements and management reports.
• Budget preparation, forecasting, and expenditure control.
• Cash flow forecasting and liquidity management.
• Completion of reconciliations and resolution of outstanding items.
• Compliance with statutory reporting and tax deadlines.
• Effectiveness of financial controls and management of financial risks.
• Timely resolution of audit findings and implementation of corrective actions.
• Finance team performance and adherence to reporting deadlines.
• Quality of financial analysis and support for management decision-making.

Performance will be assessed against approved departmental objectives, key performance indicators, and the Company’s performance management procedures.

 Reporting Relationship

The Finance Manager will report to the designated senior finance executive or other authorised management representative in accordance with the Company’s organisational structure.

The role will work closely with senior management and relevant departments, including Operations, Credit, Risk, Compliance, Human Resources, and Internal Audit.

 How to Apply

Apply online by clicking the Apply button.

Application Deadline: 23 October 2026

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