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Salary
≈ $27k – $67k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Staff · 10+ years exp
Visa
No sponsorship (stated in the posting)
Employment
Full-Time

Confirmed on the employer's own hiring board on Nov 9, 2026. First seen by Alion on Aug 14, 2026. Capital One scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Capital One is an American bank founded in 1994 that began as a credit card monoline built on statistical testing of offers and pricing, an approach it called information-based strategy. It is now one of the largest card issuers in the United States alongside a national direct bank, an auto lending business and a commercial bank, and it completed the acquisition of Discover in 2025, which gave it a payments network of its own rather than dependence on Visa and Mastercard. Headquartered in McLean, Virginia, it was also an early mover among large banks in migrating its entire technology estate to the public cloud.
Voyager (94001), India, Bangalore, KarnātakaSenior Lead Software Engineer

About Capital One

Capital One has been a pioneer through our tech journey as the first large bank to go all in on the public cloud, while operating in a complex and highly regulated business environment. We have built out a large engineering organization, moved to the cloud, re-architected our applications and data platforms, and embraced machine learning at scale. Our AI/ML capabilities are now at the forefront of what’s possible in banking. (e.g., Capital One Eno).

Still founder-led by Chairman and CEO Richard Fairbank, we dare to dream, disrupt and deliver a better way for our customers, the financial industry and for each other. Our goal is simple - bring ingenuity, simplicity and humanity to an industry ripe for change.

Our teams have built and battle tested new capabilities to meet those needs. We’ve open sourced several of the software tools we built (e.g., Cloud Custodian, Hygieia) and forged new partnerships with other digital leaders (e.g., Microsoft, MSFT).

About the team - Financial Services

At Capital One Financial Services we build cutting edge real time intelligent apps for our auto loan customers and associates. As we have made the cloud and Data journey, we are now at a crossroads to utilize all the data we have about our customers and processes to build context aware intelligent applications using AI/ML.

About the role - Senior Lead, Software Engineering

As a Senior Lead (Software Engineering), you will be the technical authority responsible for the end-to-end architecture and functionality of software systems, ensuring they meet business functional requirements and technical non-functional specifications. Collaborate with stakeholders, developers and architects to create blueprints, choose technologies and set coding standards, while also providing guidance and support throughout the development lifecycle.

Key Responsibilities

High Level Design

Develops architectural blueprints, conceptual models, and designs for software systems, ensuring they meet business needs and technical requirements. Proactively identify technical debt and develop design and approach to mitigate and resolve them in a timely manner.

Technology Selection

Makes decisions about the technologies, frameworks, libraries and tools to be used in a project. Evaluates and helps conclude across internal and external choices.

SDLC Standards

Establishes and enforces coding, deployment and monitoring standards and best practices for the engineering team.

Collaboration

Works closely with product and engineering stakeholders to define requirements and ensure alignment throughout the project. Helps quantify the risk and impact of existing technical debt and prioritise resolving and mitigating them in a timely manner.

Technical Leadership

Provides technical guidance, mentorship and support to the development team. Define coding, security, deployment (CI/CD), and observability/monitoring standards across teams. Act as a force multiplier.

Documentation

Creates technical documentation to ensure the project is well-defined and understood by all stakeholders.

Skills

  • Deep Technical Knowledge on data pipelines for AI, real time data handling, web application security, high availability systems etc.

  • Extensive experience in software development across transactional and big data systems with a foundational understanding of various technologies and methodologies.

  • Comfortable with multiple programming languages and paradigms, familiarity with relational and NoSQL data stores, streaming technology.

Problem-Solving

  • Strong analytical and problem-solving skills to identify and resolve technical issues.

  • Communication

  • Excellent communication skills to effectively convey technical information to both technical and non-technical audiences.

  • Project Management

  • Familiarity with project management methodologies and techniques, including Agile and Scrum.

Basic Qualifications

  • Bachelor’s Degree in Engineering.

  • At least 10 years of professional software engineering experience (internship experience does not apply).

  • At least 1 year of experience with cloud computing (AWS, Microsoft Azure, Google Cloud).

Preferred Qualifications

  • Master’s Degree in Engineering.

  • 5+ years of experience in at least one of the following: Java, Python, Javascript (TypeScript).

  • 3+ years of experience with AWS or any other cloud service.

  • Familiarity with project management experience - stakeholder management, delivery and timeline management etc.

  • 2+ years of experience in Agile practices.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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