Associate – Debt Finance Operations

Job Summary

We are looking for a detail-oriented professional to support the Debt Finance team in managing day-to-day debt transaction operations, financial documentation, payment processing and coordination with banks, financial institutions and internal stakeholders. The role will involve ensuring timely and accurate execution of debt-related transactions, maintaining records and supporting the smooth functioning of financing operations.

Key Roles & Responsibilities

• Handle day-to-day debt finance transactions, including loan disbursements, repayments, interest payments and other lender-related transactions.
• Coordinate with banks, financial institutions and internal teams for processing debt-related payments and transactions.
• Maintain and update loan schedules, repayment trackers, interest calculations and debt outstanding statements.
• Assist in processing loan drawdowns, prepayments, repayments and fund transfers as per agreed timelines.
• Track repayment due dates, interest servicing, processing fees and other financial obligations.
• Maintain proper records of loan agreements, sanction letters, repayment schedules and other financing documents.
• Support bank reconciliations and verification of debt-related entries and transactions.
• Coordinate with the Finance and Accounts teams for accounting entries and reconciliation of loan transactions.
• Prepare periodic MIS reports and transaction status updates for internal stakeholders.
• Ensure timely documentation, data accuracy and compliance with internal processes and lender requirements.

Must-Have Skills

• B.Com graduate with 2-3 years of experience in Finance Operations, Debt Finance, Banking Operations or Treasury Operations.
• Hands-on experience in transaction processing, payment coordination, bank reconciliations and financial documentation.
• Good working knowledge of MS Excel, including VLOOKUP/XLOOKUP, Pivot Tables and basic financial calculations.
• Strong attention to detail, numerical accuracy and follow-up skills.
• Ability to coordinate with banks, financial institutions and internal stakeholders.

Good-to-Have Skills

• Exposure to loan disbursements, repayments, interest servicing and debt schedules.
• Experience working with banking portals, ERP systems or SAP.
• Understanding of loan documentation, repayment terms and basic banking processes.