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Location
Remote/Hybrid (Shanghai, China)
Seniority
Senior · 2+ years exp
Overview
Company
Impact
Profile match
Coins.ph is a digital wallet and exchange founded in 2014 and headquartered in Manila. It combines crypto trading with bill payments, remittances and mobile top-ups, functioning as a general financial application for Filipino users. The company holds virtual asset and electronic money licences from the central bank of the Philippines.

Job Responsibilities

  • Responsible for the architectural design, development, and optimization of the core cross-border payment system; lead the implementation of technical solutions for the entire payment link (including acquiring, clearing and settlement, risk control, etc.).
  • Deeply understand the capital loss risks in payment business; design and implement capital loss prevention solutions (such as reconciliation systems, error handling, fund auditing, etc.), and be able to avoid potential fund risks through technical means.
  • Connect with international payment channels (e.g., credit cards, local payment methods, etc.); handle complex scenarios in cross-border payments such as compliance, exchange rates, and settlements.
  • Continuously optimize system performance and solve core technical issues such as high concurrency, distributed transactions, and data consistency.
  • Collaborate with risk control, finance, product and other teams to promote the improvement of the stability and security of the payment system.

Job Requirements

  • Proficient in the core of cross-border payment and payment architecture; with at least one experience as the lead developer and architect for the entire link of a payment system.
  • Possess the concept of capital loss prevention, and have practical capital loss cases or solutions.
  • At least 2 years of experience in the development and maintenance of payment systems.
  • Prior experience in connecting with overseas channels is preferred.
  • Excellent communication skills and a strong sense of ownership.
  • More than 5 years of Java development experience and over 2 years of architect experience.
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