Trainee, Credit Structuring M/F

Business type

Types of Jobs - Others

Job title

Trainee, Credit Structuring M/F

Contract type

Internship/Trainee

Term (in months)

8 months

Expected start date

17/11/2026

Management position

No

Job summary

• Support the Credit Structuring Team with daily BAU tasks that support the Front Office on Credit renewals, submissions, lending value (LV) questions/submissions, etc.
• Assist the Credit Structuring Team with following up the Front Office on Credit File related items i.e. credit renewals.
• Support the Credit Structuring Team on Business and Credit initiatives that help grow and support the Business, including assisting with the collaboration with internal teams - supporting the preparation, presentation related to credit related products and solutions.

  Support the Credit Structuring in relation to Mortgages and Life Insurance solutions and developments.

• With the support of the Credit Structuring Team align with the Risk Department (RPC) in the region to structure, vet and monitor viable credit solutions as offering to clients; including the participation in local credit committees when required.
• Assist in the support of Relationship Managers on Credit Deals (obtaining credit related information, data, and feasibility of complex credit solutions)
• Credit reporting & papers/presentations - assist with the development and enhancements of credit reports to support management, the frontline, and various projects and meetings.
• Credit administration - assist with the preparation of credit and insurance memos, documentation i.e. Facility Letters, Assignment Documents, etc.
• Credit monitoring - When required assist with the monitoring of credit transactions with non-standard credit approval terms.
• Assist the Credit Structuring Team with working in close collaboration with other Wealth specialists in Asia, Geneva and Paris for specific files/initiatives when needed.

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

University graduates in Banking and Finance or related discipline

Level of minimal experience

0-2 years

Experience

Some knowledge and experience with Private Banking lending products such as Lombard Lending, Insurance Premium Financing and Real Estate Financing.

Required skills

• Some understanding of the concept and industry practice of credit risk management.
• A good team player equipped with presentation & communication skills
• Good proficiency in computing skills i.e. Excel, basic coding skills, etc

Languages

Proficiency in English and Chinese (Cantonese and Putonghua)