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Credit Officer
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Salary
≈ $7.5k – $18k per year (Estimated)
Location
In office (Panipat)
Seniority
Middle · 3+ years exp
Confirmed on the employer's own hiring board on Oct 30, 2026. First seen by Alion on Oct 16, 2026. Digitide Solutions scores B on the Alion truth index.
Overview
Company
Impact
Profile match
Digitide Solutions is an IT services and business process management company headquartered in Bengaluru, delivering cloud, cybersecurity, data and AI, digital engineering, ERP and low-code services together with customer experience, collections, finance and accounting and HR outsourcing. Formed out of the technology and BPM businesses of Quess Corp, it employs about 55,000 associates across 40 locations in five countries and serves over 500 enterprises in banking, insurance, healthcare and manufacturing. Most openings are for customer service and support associates, sales and branch operations executives, collections team leaders and trainers, with some engineering and architect roles.
As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risks, and making informed decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining high standards of customer service.
- Evaluate and analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.
- Conduct thorough credit risk assessments, considering various factors such as industry trends, market conditions, and client history.
- Make informed credit decisions, considering the company's risk appetite and strategic objectives.
- Maintain accurate records and documentation for all credit-related activities, ensuring compliance with internal policies and external regulations.
- Monitor and manage existing credit facilities, including reviewing performance, identifying potential issues, and implementing corrective actions.
- Build and maintain strong relationships with clients, providing timely updates and addressing their credit-related concerns.
- Collaborate with other departments, such as sales, operations, and legal, to ensure a seamless credit process and effective communication.
- Stay updated on industry trends, market dynamics, and regulatory changes to adapt credit policies and procedures accordingly.
- Provide regular reports and insights on credit performance, identifying areas for improvement and recommending strategic initiatives.
- Support the training and development of junior credit officers, fostering a culture of continuous learning and improvement.
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
- Minimum 3 years of experience in a credit officer or similar role, preferably in the BFSI industry.
- Strong knowledge of credit analysis, risk assessment, and financial statement evaluation techniques.
- Excellent analytical and decision-making skills, with the ability to interpret complex financial data.
- Proficiency in using credit analysis tools and software, such as credit scoring models and financial analysis platforms.
- Effective communication skills, both written and verbal, to interact with clients and internal stakeholders.
- Ability to work independently, manage multiple tasks, and prioritize workload effectively.
- Familiarity with regulatory requirements and compliance standards related to credit operations.
- Strong attention to detail and a commitment to maintaining accurate records and documentation.
- A proactive and solution-oriented approach to problem-solving, with a focus on continuous improvement.
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