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Salary
$180k – $240k per year
Location
Hybrid (San Francisco, United States)
Seniority
Staff · 9+ years exp
Visa
No sponsorship (stated in the posting)
Employment
Full-Time

Confirmed on the employer's own hiring board on Nov 14, 2026. First seen by Alion on Nov 13, 2026. Early Warning Services scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Headquartered in Scottsdale, Arizona, Early Warning Services is a fintech company co-owned by seven of the largest American banks, including Bank of America, JPMorgan Chase, and Wells Fargo. The company develops identity, risk management, and fraud prevention solutions designed to secure transaction ecosystems across financial institutions. Additionally, it operates major consumer payment networks, most notably Zelle, enabling fast and secure digital money transfers.

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze®, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Early Warning follows a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This position is an important role in the development, test, and deployment of complex solutions.

Essential Functions

  • Partners with software engineering, product, and architecture to shape engineering approaches, share knowledge and experience.
  • Own the technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems.
  • Responsible for department-wide design, patterns and code approaches.
  • Reviews and validates effectiveness of code output from multiple teams.
  • Accountable for resolving technical conflict within and between multiple teams.
  • Drive all aspects of technical architecture, design, prototyping and implementation in support of both product needs as well as overall technology strategy.
  • Represent engineering in cross-functional team sessions and able to present sound and thoughtful arguments to persuade others. Adapts to the situation and can draw from a range of strategies to influence people in a way that results in agreement or behavior change
  • Lead a broad functional area and direct efforts through the functional team members along with team’s overall planning.
  • Collaborate and partner with product managers, designers, and other engineering groups to conceptualize, build new features and create product descriptions.
  • Actively own features or systems and define their long-term health, while also improving the health of surrounding systems.
  • Assist support and operations teams in identifying and quickly resolving production issues.
  • Develop and implement tests for ensuring the quality, performance, and scalability of our application.
  • Develop and mentor other engineers. May serve as a technical leader for cross-functional projects.
  • Actively seeks out ways to improve engineering standards, tooling, and processes.
  • Supporting the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

  • Education and/or experience typically obtained through a Bachelor’s degree in computer science or related technical field.
  • Twelve or more years of relevant related experience.
  • Nine or more years of experience in the development of distributed systems, SaaS, cloud solutions, micro services.
  • Hands-on Docker experience.
  • Two or more years of experience in the development of front-end solutions. Hands-on familiarity with modern frameworks (Angular/React).
  • Eight or more years of work experience with Java/Spring. Proficiency in Maven/Gradle.
  • Demonstrated experience in delivering business-critical systems to the market.
  • Ability to influence and work in a collaborative team environment across multiple departments.
  • Experience designing/developing scalable systems.
  • Experience with event-driven architecture and messaging frameworks (Pub/Sub, Kafka, RabbitMQ, etc).
  • Working experience with cloud infrastructure (Google Cloud Platform, AWS, Azure, etc).
  • Knowledge of mature engineering practices (CI/CD, testing, secure coding, etc).
  • Knowledge of Software Development Lifecycle (SDLC) best practices, software development methodologies (Agile, Scrum, LEAN etc) and DevOps practices.
  • Background and drug screen.

Preferred Qualifications

  • System design experience with Commerce, APIs, payment operations and/or check out functions
  • Advanced Java and Spring/Spring Boot development

  • AWS-based application architecture

  • Hands-on system design and coding

  • Technical leadership for a delivery team

  • Code and design reviews

  • Mentoring engineers

  • Leading technical planning, decomposition, and execution

  • Coordinating team-level engineering activities without formal people-management responsibility

  • Knowledge of real time payment networks (RTP, FedNow)

  • FinTech experience

  • Kubernetes experience

The base pay scale for this position in: San Francisco, CA area is $180,000 - $240,000

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The above job description is not intended to be an all-inclusive list of duties and standards of the position.

Some of the Ways We Prioritize Your Health and Happiness

  • Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

  • 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

  • Paid Time Off - Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

  • 12 weeks of Paid Parental Leave

  • Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

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