Senior Finance Operations Analyst

About Us

Finmo is a next-generation Treasury Operating System that enables CFOs to see their financial operations in real time and forecast what's coming next. It unifies payments, cash and liquidity management, FX risk management, and financial reporting into a single intelligent platform, transforming fragmented data into connected, actionable intelligence.

Finmo is backed by leading fintech investors. Our oversubscribed US$18.5M Series A was co-led by PayPal Ventures and Quona Capital, with participation from Citi Ventures, bringing total funding to US$27M. We are also recognised by respected industry institutions, including:

• CB Insights Fintech 100 (2025) - named among the 100 most promising private fintech companies
• Forbes Asia 100 to Watch (2025)
• Grand Award - Cross-Border Fintech Unicorn Potential (2026) by Asia FinTech Alliance
• FinTech of the Year (2026) by Asia FinTech Awards

Founded in 2021, Finmo is headquartered in Singapore, with additional offices in Australia, Malaysia, and India, and plans for further global expansion. We are committed to upholding core values such as curiosity, integrity, attitude and customer-centricity. We foster a culture that encourages thoughtful risk-taking and problem-solving, aiming to balance perfection with timely execution

For more information, please visit our website at www.finmo.net

Role Overview

We are looking for a Senior Finance Operations Specialist to join our team. This role will be responsible for ensuring the smooth and efficient operation of financial processes, including fund movements, account reconciliations, and reporting. The ideal candidate will have strong analytical skills, experience with multi-currency transactions, and a proactive approach to identifying and resolving issues.

Key Responsibilities:

Settlements

• Act as the primary point of contact for resolving settlement and invoicing-related issues, ensuring timely and accurate payments.
• Manage fund movements across banking partners and multiple currencies, ensuring adherence to cut-off times and SLAs.
• Monitor currency cut-offs and settlement timelines to prevent delays.
• Track and manage liquidity positions with banking partners to ensure uninterrupted operations.

Reconciliation

• Perform daily bank reconciliations across multiple entities to ensure accuracy andcompleteness.
• Reconcile incoming and outgoing payments by matching bank statements with internal system ledgers across multiple banks and currencies.
• Identify, investigate, and resolve unmatched, delayed, or failed transactions in a timely manner.
• Maintain detailed reconciliation logs, exception reports, and obtain required managerial approvals in line with internal controls and compliance requirements.

Payment Operations

• Own and manage payment operations inquiries, coordinating effectively with internal teams, partners, and clients to ensure timely resolution.
• Ensure sufficient operational coverage to meet Service Level Agreements (SLAs) across all financial operations activities.
• Lead and execute FinOps initiatives and process improvement projects to enhance efficiency, scalability, and risk control.

Skills & Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• 2-4 years of experience in Financial Operations, Payments, FinOps, Reconciliation, or a related role.
• Strong analytical skills with the ability to identify and resolve issues independently.
• Excellent communication skills, with the ability to liaise effectively between internal teams and external banking partners.
• Experience working with financial reporting systems and working alongside technology teams for process improvements.
• Ability to work in a fast-paced environment and handle multiple tasks with tight deadlines.

What We Offer

• Opportunity to work in a high-growth fintech environment.
• Cross-functional learning in risk management and compliance operations.
• Competitive compensation and growth opportunities.