Underwriter - Commercial Lines
Our client is a well-established player within the short-term insurance sector, committed to delivering innovative insurance solutions and exceptional customer experiences.
The successful candidate will be responsible for underwriting commercial business, including new business, renewals, endorsements, and quotations. This role requires a strong commercial underwriting background and the ability to make sound underwriting decisions while maintaining profitability and compliance with company standards and regulatory requirements.
You will work closely with brokers, clients, and internal stakeholders to ensure efficient service delivery, retention of profitable business, and adherence to underwriting guidelines.
This opportunity offers exposure to a dynamic and fast-paced environment where your technical underwriting knowledge and relationship-building skills will be highly valued.
Key Responsibilities
- Underwrite commercial policies, including new business, renewals, and endorsements.
- Prepare and issue quotations in accordance with underwriting guidelines.
- Assess risks and make informed underwriting decisions.
- Ensure all policy documentation is accurately processed and issued.
- Negotiate renewal terms and prepare renewal documentation.
- Conduct renewal reviews and retention analyses.
- Monitor policy exposure and identify corrective actions where required.
- Request and manage survey requirements in line with company procedures.
- Support business retention and growth initiatives.
- Resolve client and broker queries effectively and within agreed service standards.
- Ensure compliance with internal underwriting standards, policies, and procedures.
- Maintain accurate electronic records and documentation.
- Collaborate with internal teams to ensure excellent service delivery.
- Identify opportunities to improve underwriting processes and operational efficiencies.
Job Experience and Skills Required
- Matric.
- NQF 5 qualification in Short-Term Insurance.
- Regulatory Examination (RE) certification.
- Commercial Lines Class of Business certification.
- DOFA compliant.
- Minimum of 5 years' commercial underwriting experience.
- Previous experience within an insurer or broker environment with underwriting authority.
- Strong understanding of commercial insurance products and underwriting principles.
- Cardinal 360 system experience will be advantageous.
- Proficient in Microsoft Office.
Competency Requirements
- Strong analytical and problem-solving skills.
- Excellent attention to detail.
- Exceptional verbal and written communication skills.
- Ability to work independently and within a team environment.
- Strong organisational and prioritisation abilities.
- Professional and client-centric approach.
- Ability to perform effectively in a fast-paced environment.
- High levels of integrity and accountability.
- Strong relationship-building and stakeholder management skills.
Apply now!
For more exciting Finance, Engineering, IT, Supply Chain, Commercial & Executive opportunities, please visit:
Network Recruitment International
I also specialise in recruiting within the following areas:
- Financial Managers
- Financial Accountants
- Financial Controllers
- Chartered Accountants
- Group Reporting & Consolidation Accountants
- Commercial Finance and FP&A professionals
If you have not received a response within two weeks, please consider your application unsuccessful. Your profile will, however, remain on our database for future suitable opportunities.
For more information, contact:
Ulrike Groenewald
Recruitment Consultant