Risk Manager- Margin & Trading Risk

Longbridge is a new-generation, AI-driven online brokerage on a mission to make investing smarter, simpler, and more accessible for everyone. Headquartered in Singapore, we are redefining the investment journey by connecting the stages of "Discovery → Learning → Trading." With our proprietary AI assistant, Longbridge AI, and a cloud-native infrastructure, we provide retail investors with institutional-grade insights and a seamless global trading network. At Longbridge, you won’t just be working for a brokerage; you’ll be building the future of financial infrastructure.

Responsibilities:

Daily Risk Monitoring

• Monitor daily margin financing exposure, collateral positions, concentration limits, and client leverage across multiple markets.
• Review client positions and identify abnormal trading activities, excessive leverage, or potential liquidation risks.
• Monitor margin utilization, financing limits, and exposure to individual securities, sectors, and markets.
• Perform daily monitoring of overnight risk exposure across global markets.

• Conduct credit assessments for retail, high-net-worth (HNW), institutional, and corporate clients.
• Review and approve client credit limit applications and annual credit reviews.
• Assess client requests relating to margin financing, securities withdrawals, and fund withdrawals.
• Recommend appropriate credit limits based on client financial profiles and risk appetite.

• Monitor market volatility and assess its impact on client portfolios and firm-wide exposure.
• Prepare stress testing and scenario analysis for equity, options, futures, FX, and fixed income portfolios.
• Monitor counterparty exposures and prepare periodic counterparty risk assessments.
• Analyze concentration risks on individual securities, sectors, exchanges, and counterparties.

• Configure and maintain margin ratios, collateral eligibility, and risk parameters for newly listed securities, corporate actions, derivatives, and structured products.
• Review risk settings for equities, ETFs, options, futures, bonds, and other investment products.
• Monitor contract specifications including futures multipliers, option contract adjustments, and exchange announcements.

• Prepare and submit regulatory reports to MAS, SGX, and other applicable regulators within required timelines.
• Ensure compliance with internal risk policies, regulatory requirements, and risk governance frameworks.
• Support internal and external audits relating to risk management activities.

• Prepare daily, weekly, and monthly risk dashboards for senior management.
• Produce reports covering: Margin exposure, Client concentration, Security concentration, Counterparty exposure, Stress testing, Liquidity risk, Credit utilization
• Analyze emerging market events and recommend proactive risk mitigation measures.

• Collaborate with Product, Engineering, Operations, and Quant teams to enhance risk monitoring systems.
• Participate in developing automated risk controls, alert mechanisms, and risk dashboards.
• Continuously improve risk management processes and operational efficiency through automation and data analytics.

• Support new product launches by performing risk assessments.
• Participate in enterprise-wide risk initiatives, system enhancements, and special projects assigned by management.

Requirements

• Bachelor's degree in Finance, Mathematics, Economics, Statistics, Engineering, Computer Science, or a related discipline.
• 3-5 years of experience in Risk Management within a brokerage, securities firm, investment bank, fintech, or financial institution.
• Strong understanding of: Margin financing, Equities, Options, Futures, Fixed Income products, Capital markets
• Familiarity with market risk, credit risk, liquidity risk, and operational risk concepts.
• Knowledge of MAS, SGX, or other securities regulatory requirements is highly preferred.
• Experience using Bloomberg, Refinitiv, Wind, or other market data platforms is advantageous.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Proficiency in Excel and SQL; experience with Python, Power BI, Tableau, or other data visualization tools is an advantage.
• Ability to work independently in a fast-paced, technology-driven environment.

Preferred Qualifications

• Experience in an online brokerage or digital wealth platform
• Experience supporting multi-asset products across global markets.
• Familiarity with automated risk monitoring systems and real-time risk controls.
• Professional certifications such as FRM or CFA are advantageous.

What You'll Gain

• Opportunity to work in one of the fastest-growing digital brokerage firms.
• Exposure to global capital markets and multi-asset trading products.
• Hands-on involvement in building next-generation risk management systems.
• Collaborative environment with Product, Engineering, Quantitative Research, Trading, and Compliance teams.
• Career development opportunities in a high-growth fintech environment.