Solution Architect.MGN Pak - TECH - Architecture and Devops.MIT - PAKCOE

Job Purpose:

Responsible for designing and reviewing optimal solution approaches for Retail Banking Group initiatives, ensuring alignment between business requirements and the enterprise technology strategy. This role spans a broad set of responsibilities, including establishing guidance for solution development and review processes, crafting scalable and fit-for-purpose architectures, and overseeing the implementation of low-level designs.

Operating across both agile squads and waterfall-managed systems of record, the Solution Architect collaborates closely with cross-functional teams, including business, product, engineering, and technology, to deliver value-driven outcomes that support RBG’s strategic goals.

Key Result Areas

Key responsibilities include:

• Driving the identification and design solutions to meet evolving business needs.
• Ensuring RBG architectural governance and adherence to Enterprise Architecture standards throughout the solution and software lifecycle.
• Reviewing and supporting engineering teams in building robust, scalable products and platforms.
• Drive the adoption of APIs and microservices across retail banking systems, including External APIs for partner integrations & openbanking and internal APIs for modular service orchestration.
• Promote reusability and extensibility across retail platforms to accelerate product delivery.
• Recommend and oversee modernization initiatives to support evolving retail banking needs.
• Guide development teams in adopting and implementing security architecture and standards specific to customer-facing applications.
• Ensure non-functional requirements (e.g., performance, availability, scalability) are embedded in all solution designs.
• Collaborate with agile delivery models, working closely with product, engineering, and operations teams to ensure timely and scalable solution delivery.
• Maintain a retail-focused technology radar to track emerging trends and recommend innovations for continuous improvement.
• Provide input into enterprise architecture roadmaps from a retail perspective, ensuring scalability and adaptability.

Operating Environment, Framework and Boundaries, Working Relationships

• Reporting to Expertise Lead- Architecture
• Working with PO and TL to provide solution architecture for business use-cases aligned with Application owners
• Working with Engineering team to develop solutions as per defined standard and practices
• Working with Infrastructure and Enterprise Architecture teams to ensure the solution fits into the broader IT landscape.

Problem Solving

• Developing solution to solve business requirements
• Application build and deployment issues
• End to end diagnosis of digital journeys to back end systems

Decision Making Authority & Responsibility

• Driving optimal solution approach
• Recommending alternate and emerging tech stacks

Knowledge, Skills and Experience

• Overall 15+ years of application development experience, including 5+ years in Solution Architecture
• Having strong knowledge of banking technology with at least 5+ years of experience in solutioning banking applications
• Ability to operate within retail digital squads and SOR systems, balancing agile and waterfall methodologies. Senior Stakeholder Management
• Expertise in crafting Blueprint, High-level and Low-level designs
• Guide all the technology teams in stability of applications and platforms by providing critical inputs on various aspects like performance testing, performance tuning etc
• Ability to challenge technology solutions provided by vendors and in-house teams to propose an optimal solution
• Ability to identify the hotspots in the current application landscape and provide solutions to rectify
• Experience defining functional and non-functional application requirements
• Experience in architecting micro-services based applications.
• Experience working with online commerce and omni-channel retail business practice.
• Expert knowledge of multi cloud stack
• Enterprise Architecture certification TOGAF is preferred
• Strong knowledge on Domain Driven Design, microservices, API and front-app development tools such as Java, node.js, SpringBoot, API gateway,

service mesh, react, ReactNative, .net core and emergent AI technology

• Excellent knowledge of SQL and NOSQL database technologies such as SQL, Oracle, MongoDB, etc.,
• Expertise in OAuth2.0, FAPI2.0, TLS, mTLS, GDPR/PII compliance and related security Architecture standards
• Experience working with an Agile DEVOPS development methodology using continuous integration / continuous deployment (CI/CD) processes