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Salary
$489k – $725k per year
Location
Hybrid
Seniority
Middle · 3+ years exp
Employment
Full-Time

Confirmed on the employer's own hiring board on Nov 5, 2026. First seen by Alion on Jun 24, 2026. Money Forward scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Money Forward is a Japanese financial technology company founded in 2012 that runs both a consumer money management application and a suite of cloud accounting and back-office software for businesses. The business half has become the more valuable: Japanese small companies ran their accounting on desktop software and paper for decades, and cloud adoption there started later and is now moving faster than in most developed markets. Headquartered in Tokyo and listed on the Tokyo Stock Exchange, it aggregates data from thousands of Japanese financial institutions, which is a substantial integration estate few competitors could rebuild.

*This position is employed by Money Forward, Inc. and seconded to Money Forward X Co., Ltd. with evaluation systems and benefits aligned with Money Forward.

About Us

At Money Forward, we are dedicated to transforming financial services using advanced technology. With over 50 services for individuals and businesses, including popular products like Money Forward ME and Money Forward Cloud, we help make managing money easier. We use cutting-edge “account aggregation” technology to gather user data, turning it into useful insights for our customers.

As announced in "Money Forward AI Vision 2026," we view AI utilization not as an option, but as a prerequisite for sustainable enterprise growth. Guided by executive leadership, we are accelerating an all-in AI shift across the entire company.

Rather than treating AI merely as an efficiency tool for existing tasks, we fundamentally ask, "How should this process exist in the first place?" to reconstruct products and workflows optimized for the AI era. Powered by a rich, active user base and vast datasets, we strictly practice AI-driven development engineered backward from maximum user value. Internally, we actively integrate generative AI tools into our development environments, driving radical productivity gains and rapid product iterations.

We are looking for motivated engineers and product team members who want to embrace new technologies without fear of failure in this period of global trial and error-and who are truly passionate about building high-impact AI services grounded in massive real-world data.

About the product

At MFX, we understand the unique challenges and ambitions of small and medium-sized enterprises in Japan. That’s why we’re built a corporate banking platform designed specifically to support business growth with speed, security, and simplicity.

Our platform offers a full suite of financial services tailored for SMEs - from seamless digital account management and automated cash flow tracking to efficient payment solutions and smart financing tools. Whether our users are expanding operations, managing day-to-day expenses, or planning for the future, MFX is here to make banking one less thing to worry about.

About the Role

As a Go Developer, you will be an integral part of our development team, responsible for designing, implementing, and maintaining Go-based applications and services. You will work closely with senior developers and other cross-functional team members to ensure the delivery of high-quality, scalable, and efficient software solutions. Your passion for coding and problem-solving, along with your expertise in Go, will drive the success of our projects and contribute to the growth of our company.

Responsibilities and Duties

  • Collaborate with the development team to understand project requirements and specifications.
  • Participate in the full software development lifecycle, from planning and design to testing and deployment.
  • Develop and maintain scalable, performant, and reliable Go applications and microservices.
  • Identify and troubleshoot software defects, ensuring the timely resolution of issues.
  • Write clean, well-documented, and efficient code, adhering to the company's coding standards and best practices.
  • Conduct code reviews and provide constructive feedback to fellow developers.
  • Work with the DevOps team to deploy applications to production environments and support continuous integration and delivery (CI/CD) processes.
  • Collaborate with the Quality Assurance team to ensure software quality through testing and debugging.
  • Keep up-to-date with the latest developments in Go and relevant technologies to contribute to continuous improvement.
  • Provide technical support to clients and internal stakeholders as needed.

Required Skills and Experience

  • Bachelor's degree in Computer Science, Software Engineering, or a related field (or equivalent work experience).
  • Proven experience as a Go developer, with at least 3 years of professional experience working on real-world projects.
  • Solid understanding of Go programming language and related frameworks.
  • Familiarity with web application development, RESTful APIs, and microservices architecture.
  • Proficiency in using version control systems (e.g., Git) and collaborative development tools.
  • Experience with cloud-based technologies and containerization (e.g., Docker, Kubernetes) is a plus.
  • Familiarity with microservices architecture and related technologies.
  • Strong problem-solving skills and the ability to tackle complex technical challenges.
  • Excellent communication skills and the ability to work effectively in a team-oriented environment.
  • Prior experience in Agile development methodologies is desirable.

Preferred Skills and Experience

  • Experience with cloud platforms such as AWS, Azure, or Google Cloud Platform.
  • Experience with foundational technologies for service operations, such as authentication and authorization.
  • Experience with messaging systems such as RabbitMQ or Apache Kafka.
  • Japanese language proficiency
  • Experience in AI development and/or experience in using AI tools to improve development processes.
    • Money Forward is at a major turning point, shifting "from Cloud to AI." We are currently driving "AX (AI Transformation)"-the next step beyond DX-with the goal of providing "Digital Workers," where AI agents autonomously execute tasks. As we enter a phase of evolving into Japan's No. 1 back-office AI company by integrating AI agents into all of our products in the future, we are looking for individuals who can contribute to AI-driven development and value creation.(More information here(https://www.linkedin.com/pulse/full-transcript-money-forward-announced-ai-strategy-vision-phwoc/?trackingId=sl33ZIGRFzkBJJv7wI9qsg%3D%3D))

Technology Stack

  • Programming language: Go
  • Environment:
    • Visual Studio Code, GoLand
    • Cursor, GitHub Copilot
  • CI/CD: CircleCI, GitHub Actions and ArgoCD
  • Repository: GitHub
  • Monitoring : Datadog, CloudWatch, and Rollbar.
  • Others: AWS, Docker, Kubernates, SonarQube and Terraform

Work Environment

At Money Forward, we provide an environment where we can create world-class services together, and we are looking forward to welcoming you.

  • Provided PC Specs: We provide PCs equipped with the latest CPUs (MacOS or Windows). Custom-made PCs tailored to business requirements and replacements with the latest OS are also possible.
  • Systems to Enhance the Development Environment: Peripheral devices necessary for work (such as displays, mice, keyboards) can be purchased as office supplies. Generally, you can choose from standard products (catalog), and if conditions are met, you can apply for non-standard products as well.
  • Money Forward Library: We have a library system where you can freely borrow books, ranging from technical books to management books. Desired books can be purchased at the company's expense.
  • Referral Driven: We cover the cost of recruitment meals. There is a referral reward system.
  • Conference Participation Support: The company partially covers participation in domestic and international conferences, such as RubyKaigi and Google I/O.

職種 / 募集ポジション

Backend Developer (Go), Money Forward X, Tokyo

雇用形態

正社員

給与

年収 6,408,000円 〜 9,504,000円

Monthly salary system

※Includes fixed allowances for up to 45 hours of legal overtime, legal holiday work, and 40 hours of late-night work.

勤務地

108-0023 21F Tamachi Station Tower S, msb Tamachi, 3-1-21 Shibaura, Minato-ku, Tokyo

Salary System

Min 534,000 JPY / month(6,408,000 JPY / year)〜792,000 JPY / month(9,504,000 JPY / year)

Each including fixed allowances of 155,489 JPY〜230,617 JPY / month.

Bonus

A「High Performance Bonus」may be paid to employees who receive high evaluations based on semi-annual evaluations in addition to their salary.

※Please note that the remuneration of the High Performance Bonus is subject to change according to the company's performance.

Probation Period

3 months from join date

Working Hour System

Discretionary Labor System for Professional Work

※Conditions apply; subject to change to Flextime System.

Working Hours

9:30 - 18:30 (60 min break) are the basic working hours. However, employees are able to choose their working hours at their own discretion.

※There is potential for overtime work outside the determined hours.

Work Style Policy

Hybrid work style

・As a standard practice, employees are required to work at the office a minimum of 2 days per week. Employees are encouraged to spend 3 or more days in the office. (This policy may be subject to change based on the company and job circumstances)

・The specific "team office days" may vary depending on the assigned team.

Holidays/Vacations

  • Saturdays / Sundays / Japanese national holidays
  • Paid holidays
  • Summer holidays (3 days)
  • Winter holidays (2 days)
  • Year-end and New Year’s holidays (Dec 31st~Jan 3rd)

Benefits

  • Various social insurances (employee pension, health insurance, employment insurance, industrial accident compensation insurance)
  • Neighborhood housing allowance and neighborhood moving allowance
  • Salary-based rent deduction benefit
  • Health check and gynecological checkup
  • Influenza vaccine
  • Book purchases support
  • Defined-contribution corporate pension
  • Employee stock ownership plan
  • Preferential treatment when using the following services(limited to businesses under contract with Money Forward)

- Rental agency

- Housekeeping services

- Babysitting

- Online English conversation school

Selection Process1

Casual interview/Document Screening

↓

First interview (Depending on the position, there may be a technical assignment before the interview.)

↓

Several interviews (The number of interviews depends on the position. We will request you to take an aptitude assessment.)

↓

Final interview (We may ask for a reference check before or after the interview.)

↓

Job offer/Offer meeting

※The process may be subject to change depending on the case.

  • About the Aptitude Test

It is a simple web-based survey taking around 20 minutes to complete.

Selection Process2

  • What are reference checks?

Money Forward may ask for your cooperation with reference checks using a reference check service tool. We believe that mutual understanding is limited to the selection process alone. Therefore, we would like to gather information about you from your supervisor and colleagues at your current or former company to ensure a more reliable match and facilitate your early success after joining our company.

※We do not make employment decisions based solely on the contents of reference checks.

※The fact that you are in the selection process with us will not be disclosed to referees.

Notes

・Range of change in job description: Work as determined by the company

・Range of change in work location: Work location as determined by the company

Reference Information

https://recruit.moneyforward.com/#introduction

会社情報

会社名

株式会社マネーフォワード

代表者

代表取締役社長グループCEO 辻 庸介

創業

2012年5月

取締役

金坂 直哉

中出 匠哉

竹田 正信

石原 千亜希

社外取締役

安武 弘晃

宮澤 弦

Ryu Kawano Suliawan

菊間 千乃

芦田 健

上田 梨々子

監査役

畠山 優実

田中 克幸

西山 茂

グループCxO・VPox

上利 陽太郎

瀧 俊雄

山田 一也

坂 裕和

松岡 俊

伊藤 セルジオ 大輔

関田 雅和

松久 正幸

野村 一仁

長尾 祐美子

金井 恵子

梅田 康吉

丸山 嘉伸

執行役員

田平 公伸

本川 大輔

冨山 直道

永井 博

駒口 哲也

廣原 亜樹

島村 誠一郎

永井 七奈

木村 慎治

吉本 憲文

工藤 裕之

島内 広史

小山 幸宏

渡辺 恵伍

松村 道夫

岩崎 大

渋谷 亮

オフィス

本社オフィス

〒108-0023 東京都港区芝浦3-1-21 msb Tamachi 田町ステーションタワーS 21F

北海道支社

〒060-0061 北海道札幌市中央区南一条西4-5-1 札幌大手町ビル3階

東北支社

〒980-0021 宮城県仙台市青葉区中央2-2-10 仙都会館 5F

東海支社、名古屋開発拠点

〒450-6213 愛知県名古屋市中村区名駅4-7-1 ミッドランドスクエア 13F

京都支社、京都開発拠点

〒604-8004 京都府京都市中京区三条通河原町東入中島町78番地 明治屋京都ビル 4階

関西支社、大阪開発拠点

〒541-0042 大阪府大阪市中央区今橋 2-5-8 トレードピア淀屋橋 9階

広島支社

〒730-0015 広島市中区橋本町9-7 ビル博丈5F

九州・沖縄支社、福岡開発拠点

〒810-0041 福岡県福岡市中央区大名2丁目6-50 福岡大名ガーデンシティ 16F

社内コミュニケーション活性化の取り組み

  • 全社週次/月次朝会/半期総会
  • 代表との意見交換会(CEOセッション)
  • 全社懇親会(MF Happy Hour)
  • 他部門社員との交流会(シャッフルランチ・ディナー)
  • 上長との定期1on1(ツキイチ面談)
  • 社内公募制度(MFチャレンジシステム)
  • 社員満足度調査(MFグループサーベイ)

※一部正社員のみ

労働条件

屋内原則禁煙(喫煙室あり)等

中途採用比率

2021年11月末 93.8%

2022年11月末 90.0%

2023年11月末 76.6%

2024年11月末 88.7%

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