BUSINESS ANALYST

Company Name - Muthoot Fincorp Limited

Job Title - Management Information & Analytical

Grade -

Designation -

Location -

Reports to -

Span Of Control -

Job Purpose

This role is for professionals who can lead the analytics and MIS unit in strategy development and data presentation with regard to the collection and various business functions such as sales, operations, credit etc. The Head of Analytics will play an analytical role, where he develops and applies analytical algorithms and methods wherever it is possible with a view of driving and enhancing data systems and streamlining business processes. He will lead the analytics and MIS department in the creation of high-quality analyses for all functions of the business and in the definition of metrics that track the business’s performance at different fronts. It is also the duty of the Head of Analytics to validate, interpret, and create reports and presentations for the top-level management and relevant stakeholders. This role will work to ensure data is clean and credible to support operational and strategic decision making.

SKILLS AND TECHNICAL KNOWLEDGE REQUIRED

• Good Analytical & Presentation skills
• Must have excellent written and verbal communication skills
• Should be capable of creating presentation decks.
• Must have data modelling skills.
• Knowledge in of the data analysis tools such as Excel, Warp, SPSS etc
• Capability to drive the analyses such as trend analysis, probability analysis, prediction analysis, financial model creation etc.
• Team management skills
• System enhancement skills - to accommodate the frequent requirements of the business and operation teams.

Key Job Responsibilities

• Management of different MIS and analytical reports such as collection MIS, Operation MIS, credit MIS, Incentive MIS, Legal recovery MIS etc
• Driving portfolio level risk analyses
• Management of portfolio level collection performance prediction analysis.
• Cost-Benefit analysis.
• Problem based solution model creations with the help of data.
• Providing insights to the top level on potential risk, opportunities, cost, trend, probability etc.

Knowledge, Skills & Attributes

• Analytical Skill
• PowerPoint
• Planning & Forecasting Skills
• Hands on experience in MS-Excel
• Market Intelligence
• Business Development
• Communication Skills - Proficiency in local language and English

Culture at Muthoot Pappachan Group

We do everything to gain and maintain the “Trust” of all the stakeholders and don’t do anything to lose their “Trust”. Trust is the overarching “Core Value”, one which, our other values have been built.

Our Core Values

Integrity

• Asking oneself before saying, doing or deciding on anything, whether it’s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value

Collaboration

• Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks

Excellence

• Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don’t get settled for less at any cost - display the go getter attitude. Encourage people to stretch in order to achieve excellence

Building on the bedrock of Core Values, below are the other key constituents of the “Culture Code”

• Honesty
• Humility
• Empathy
• Empowerment
• Agility
• Ownership
• Fresh Thinking & Continuous Renewal
• Inclusion
• Work-Life Balance

Role Requirements

Educational Qualification - Graduate

Experience - 2 to 5 year experience in lending / financial services in managerial role