Risk Data Reporting & Data Analytics Specialist

The National Bank of Iraq (NBI) was founded in 1995 as a publicly traded, private sector company, offering comprehensive banking services to individuals and businesses in Iraq. As a result of NBI’s success and to fuel future growth, its capital was increased from the initial IQD 400 million to IQD 250 billion (USD 215 million) in December 2013.

In 2005, Capital Bank Jordan acquired majority shares (61.85%) in NBI, allowing NBI to evolve its business offerings, strengthen its global footprint and promote financial inclusion across the country.

With its extensive network of correspondent banks, Capital Bank stands as NBI’s gateway to world economies, facilitating internal and external remittances, granting lines of credit, as well as offering trade finance services.

In addition, NBI can trade on behalf of clients in Jordan and international markets through Capital Investments, Capital Bank’s investment arm, as well as offer trading services in the Baghdad Stock Exchange through its wholly owned subsidiary, Wahat Al-Nakheel.

NBI operates a modern core banking system to support its growth and customer services. Capital Bank and its subsidiaries audit all accounts through Ernst and Young, and report financials in accordance with International Accounting Standards.

NBI has earned a BB rating by Capital Intelligence, the international credit rating agency. It further received a ‘Good’ rating by the Central Bank of Iraq.

Today, NBI has 51 branches in all major cities in Iraq, and a branch in Saudi Arabia.

Strategic Responsibilities

• Contribute to the development of the Risk Reporting Framework and Key Risk Indicators (KRIs/KPIs) in alignment with the Bank’s strategy and regulatory requirements.
• Support the development and enhancement of a comprehensive Risk Management Dashboard that presents key risk indicators, trends, analyses, breach incidents, and risk insights for Senior Management and the Board Risk Committee.
• Contribute to the automation of risk reports and the enhancement of data quality and reporting efficiency within the Risk Management Department.
• Support the development of risk measurement and analysis methodologies using modern data analytics tools and techniques.
• Support digital transformation and data management initiatives within the Risk Management Department to enhance reporting and data presentation for senior management.

Technical, Operational, and Administrative Responsibilities

• Prepare and monitor the work plan for periodic reports required by the Risk Management Department.
• Maintain and organize risk-related databases, reports, and files in accordance with approved procedures.
• Coordinate with relevant departments and units to obtain required data within agreed timelines.
• Prepare presentations and management reports in line with the requirements of Risk Management, Senior Management, and the Risk Committee.
• Perform any other related duties assigned by the direct supervisor within the scope of the role.
• Prepare, develop, and analyze periodic risk reports, including management, regulatory, and decision-support reports for Senior Management.
• Collect, validate, and analyze data related to Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Compliance Risk, and other relevant risk categories, ensuring accuracy, completeness, and consistency.
• Develop and monitor Key Risk Indicators (KRIs) and related performance indicators, and prepare periodic reports thereon.
• Develop and maintain Risk Management dashboards using data analytics and reporting tools to provide clear and accurate reporting to Senior Management and the Risk Committee.
• Prepare and analyze credit concentration reports, including geographic, sectoral, and single-obligor concentrations, and monitor changes in risk exposures.
• Prepare Risk Appetite reports, monitor adherence to approved risk limits, and report any breaches or exceptions.
• Contribute to the preparation and analysis of Stress Testing exercises, including the assessment of results and preparation of supporting reports.
• Contribute to the preparation of Capital Adequacy, Liquidity, and regulatory reports required by the Central Bank of Iraq.
• Participate in the preparation and update of the Internal Capital Adequacy Assessment Process (ICAAP), including data collection, analysis, reporting, and related studies.
• Coordinate with relevant departments to obtain data required for ICAAP, Stress Testing, Risk Appetite, and other regulatory reporting requirements.
• Prepare and analyze Market Risk data, including interest rate risk, foreign exchange risk, and investment-related risks, and prepare associated reports.
• Prepare Liquidity Risk data, regulatory ratios, and liquidity monitoring reports.
• Automate periodic reporting processes and develop data models using tools such as Microsoft Excel, Power BI, Power Query, Power Pivot, and other data analytics solutions.
• Monitor and support compliance with the requirements of the Central Bank of Iraq, Basel II, and Basel III regulations related to risk reporting and risk management, in coordination with the direct supervisor.
• Ensure the quality of data used in reporting by verifying its accuracy, completeness, and consistency before publication or submission.
• Develop and maintain a centralized Risk Management database covering data, indicators, and reports across all risk categories, in coordination with risk owners and risk managers.
• Design and enhance data models and analytical reports to facilitate the extraction of key risk indicators and their linkage to approved risk appetite thresholds, risk limits, and historical risk trends.
• Prepare periodic and ad-hoc management reports and dashboards for Senior Management and the Risk Committee, highlighting significant developments, key indicators, and material risks.

Education

• Bachelor’s degree in Finance and Banking Sciences, Risk Management, Statistics, Data Science, Management Information Systems (MIS), or an equivalent field.

Experience

• 4-6 years of overall professional experience.
• 1-3 years of relevant experience in Risk Reporting, Data Analytics, Risk Management, Business Intelligence (BI), or a related field.
• Previous experience in the banking sector or financial institutions is preferred.

Professional Certifications (Preferred)

Professional certifications in Risk Management, Data Analytics, Business Intelligence, or Banking are considered an advantage, such as:

• FRM (Financial Risk Manager)
• PRM (Professional Risk Manager)
• CBAP, PMI-PBA, or equivalent analytical certifications
• Microsoft Power BI Certifications

Additional Requirements

• Familiarity with Basel II & Basel III frameworks and regulatory reporting requirements is preferred.
• Strong proficiency in Microsoft Excel, Power BI, Power Query, and Power Pivot.
• Ability to analyze large datasets and transform them into meaningful management information and actionable insights.
• Excellent report-writing, presentation, and stakeholder management skills.