Retirement Plan Consultant
When you ask people what gives them peace of mind to live their best life, having a sense of financial security is usually at the top of the list. Our financial services include employer-based benefits like retirement planning so employers can help their people plan for a comfortable life after they stop working. We also provide personalized financial planning and investment services to help families succeed in every stage of life.
Our Newest Opportunity:
Summary:
This roleis responsible formanaging and growing a book of retirement plan clients while developing the depth ofexpertiseand client ownership that defines a senior consulting career. This position involves designing and implementing retirement plan structures, building trusted plan sponsor relationships, and actively communicating the broader OneDigital value proposition to both prospective and existing clients. This role works with internal service teams to deliver an exceptional client experience and drive long-term retention.
Essential Duties and Responsibilities (includes but is not limited to):
Business Development & Client Growth
Business development may be a formal or informal expectation of this role depending on market and team structure.
Maintain a comprehensive understanding of OneDigital's full suite of employer-facing solutionsin order toeffectively position the right resources for each client's needs.
Identifyand pursue opportunities to introduce other OneDigital verticals and service lines to both prospective and existing clients, deepening the breadth of value delivered and strengthening overall retention.
Where a formal new logo sales goal is assigned, develop and manage a pipeline of prospective clients through referrals, COI relationships, convergence leads, and other business development channels, guiding prospects through the full sales cycle and closing new business against defined targets.
Coordinate or support RFP fulfillment processes,leveragingmarket, regional, and national resources to present OneDigital's capabilities and value proposition effectively.
Participate in industry events, conferences, and prospect-facing engagements to build market presence and generate opportunities.
Client Relationship Management & Retention
This role is expected to develop andmaintaindirect ownership of client relationships, building toward a fully independent book of business.
Serve as the relationship owner for an assigned book of clients, building accountability for client satisfaction, retention, and overall relationship health.
Develop and execute relationship strategies tailored to each client's goals, plan design, and organizationalobjectives, with increasing independence over time.
Lead orparticipatein client meetings, strategic reviews, and plan sponsor communications, coordinating with Client Relationship Managers and other internal specialists to ensure seamless delivery.
Maintain continuity of client relationships through transitions in team structure, plan design, or business conditions.
Plan Consulting & Advisory Services
The degree to which this role personally delivers versus coordinates consulting services will vary based on team structure and market model.
Provide retirement plan consulting to clients - including plan design, benchmarking, investment menu analysis, and fiduciary guidance - performing this work directly and/or coordinating delivery through Investment Consultants and other internal specialists as the team model supports.
Leverage market, regional, and national resources to support participant education and engagement; coordinate with Employee Engagement Managers for group education delivery and connect participants to Financial Advisors for individual financial planning needs where applicable.
Advise clients on regulatory and legislative developments affecting their plans, drawing on internal compliance resources and plan administration specialists to support analysis and recommendations.
Facilitate fiduciary training for plan sponsors,leveragingnational resources and best-practiceframeworks whereavailable.
Where applicable, utilize OneDigital's internal retirement plan administration team to support testing, plan amendments, compliance strategies, and other plan administration needs.
Team Coordination & Specialist Leverage
Incumbents are expected to actively developproficiencyin OneDigital's team-based service model, learning toleveragespecialists to increase capacity and client impact.
Coordinate the activities of the client service team - including Client Relationship Managers, Investment Consultants, Employee Engagement Managers, and Financial Advisors - to deliver a cohesive, high-quality client experience.
Identifygaps in service delivery and proactively redirect internal resources - whether local, regional, or national - tomaintainclient satisfaction and operational continuity.
Buildproficiencyin OneDigital's team-based service model, actively developing the ability toleveragespecialists to increase capacity and client impact.
Compliance & Regulatory Expertise
Conduct or coordinate benchmarking due diligence to ensure clients' plansremaincompetitive and compliant with industry standards.
Stay informed of ERISA regulations, fiduciary best practices, and relevant legislative changes; apply that knowledge to client plan recommendations and communicate relevant updates proactively.
Qualifications,Skillsand Requirements:
Growingtrack recordof success in retirement plan consulting and/or sales.
Strong understanding of ERISA regulations and fiduciary best practices.
Excellent communication, presentation, and interpersonal skills.
Ability to work and make decisions independently.
Proficiencywith Microsoft Office Suite (Word, Excel, and PowerPoint).
Demonstrated disciplinemaintainingclient and pipeline information in a CRM; Salesforce preferred.
Proven success with multi-tasking and managing priorities effectively.
Ability to adapt to a rapidly changing business and technology environment.
Continual learner mentality, able to adoptnew solutionsand interpret the impact of new laws for clients.
Must be able tomaintainconfidentiality ofhighly sensitiveclient information, including personnel and financial data.
Regular and predictable attendance isrequired.
Business travel up to 25%.
Must be licensed to allow registration as an IAR of OneDigital Investment Advisors.
Education, Training and Experience:
Bachelor's degree in Business, Economics, Finance, ora relatedfield (preferred), or relevant experience in retirement plan services.
Mustpossessa valid relevant securities license.
5+ years of retirement plan related experiencerequired.
2-5 years of industry-related sales or consulting experience preferred.
Other:
This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions and perform any related duties asrequired. Reasonable accommodation will be provided for qualified individuals with disabilities. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment.
The information below is for internal use only.
Pre-hire Screening Requirements:
Criminal
Financial
Education Verification
Registration and Licensure
This roleisrequiredtobe licensedin order tobe registered as an IAR of OneDigital Investment Advisors.
License requirements may be legally met through the options outlined below. The hiring manager should select theappropriate licensepathway for each role based on business needs, updating the job description as necessary to reflect that decision.
Preferred Pathways:
Series 65
Certified Financial Planner® (CFP®)
Chartered Financial Analyst® (CFA®)
Chartered Investment Counselor (CIC)
Chartered Financial Consultant® (ChFC®)
Personal Financial Specialist (PFS)
Limited Pathway (Series 7/66):
Candidates holding a Series 7 plus Series 66 may be eligible for IAR registration; however, this pathway is only available in branches with an active broker-dealer designation andappropriate supervisionstructure. As OneDigital continues toconsolidatebroker-dealer operations, thisoptionis increasingly limited.
Candidates with a Series 7 and 66 in a non-broker-dealer branch may be eligible to enroll in MQP and EVEP, pausing their registration for up to five years without retaking exams.In order toremainregisteredlong term, the candidate willbe requiredto obtain a Series 65 or qualifying designation during that period. Hiring managers and recruiters should discuss these options early in the hiring process with ODIA Compliance.
If a license or designation is not currently held by a candidate, the offer letter must include:
An unlicensed title to be used until licensure.
A statement affirming the candidate's understanding that they must be licensed and registered within a certainperiod of timeand that they may not offer investment advice until registration is confirmed. This verbiage will be provided by Compliance when a candidate is approved by the Licensing Committee.
PAC Notes
”Senior” may be added to this title to recognize increased experience orexpertisewithin a particular level that does not require an update in job description. To update a title to include Senior,utilizethe base title Job Profile and update the Business Title. Do not create a new Job Profile to accommodate.
Hiring managers may customize this job description based on their specific needs. HR/Talent Management should provide oversight to ensureadditionalduties still reflect the primary intent of the role and reach out to the Financial Services Chief of Staff team when questions arise.
Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company’s performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.
To learn more, visit: www.onedigital.com/careers
OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you. We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us. Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals.
OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their: veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy (including childbirth, lactation and related medical conditions), national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information (including testing and characteristics) or any other category protected by federal, state or local law (collectively, “protected characteristics”). A copy of the Federal EEO poster is linked here.
Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment. For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant:
City and County of San Francsico
Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment. OneDigital complies with all criminal history inquiry [or ‘ban the box’] laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, Oregon, Rhode Island, Vermont and Washington.
In short, we believe in hiring the most qualified applicant for the position, regardless of background.
If you have questions about our hiring policies and practices, we would be happy to discuss upon receiving your application. We hope to welcome you to OneDigital and look forward to hearing from you.
OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence [AI] technologies to enhance our recruitment process. This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool. Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience. However, AI does not replace the humans in our process. If you have concerns about our use of AI, you may opt out where laws allow.
Thank you for your interest in joining the OneDigital team!