Risk Manager Card Issuing

Reap is looking for a Risk Manager Card Issuing to manage card fraud risk, automate monitoring, investigate incidents, and build risk intelligence for market expansion.

You will own fraud risk management for card-issuing expansion, sponsorship governance, automated monitoring, investigations, and risk intelligence. You will advise clients on fraud exposure and controls, create dashboards with the data team, and communicate evidence-based risk decisions across stakeholders.

• Own fraud risk management across card issuing products as the business expands into new APAC markets
• Ensure controls, configurations, and scheme policy requirements are aligned at launch and maintained
• Evaluate and onboard BIN sponsorship clients through structured risk analysis
• Establish risk configurations and maintain governance oversight of the sponsored portfolio
• Design and implement automated monitoring workflows for fraud alerts, scheme notifications, and risk signals
• Lead fraud investigations, BIN attack incident response, post-mortems, and cross-functional coordination
• Build risk dashboards and intelligence with the data team
• Assess client risk appetite, quantify fraud exposure, and define appropriate controls and thresholds
• Use risk metrics, dashboards, and analytical tools to communicate evidence-based decisions

• 8+ years of risk management experience within a card issuer or acquirer environment
• Deep knowledge of card fraud, disputes, and risk operations
• Strong fraud and risk management background in card issuing or payments/acquiring
• Fintech or technology-company experience
• Project management experience
• Stakeholder management skills
• Risk analytics and presentation skills
• Ability to manage strategic projects across multiple functions and geographies simultaneously

• Flexible hybrid/remote work environment
• Insurance coverage after probation