Technical Business Analyst

We are looking for a Technical Business Analyst – SQL, API & Banking with 7+ years of experience in technical business analysis and strong banking domain knowledge, particularly in credit decisioning, lending systems, credit risk, and loan origination.

The candidate will act as a bridge between business stakeholders, credit risk, underwriting, operations, and technology teams to analyze requirements and deliver effective banking solutions. The role requires hands-on experience in SQL queries, API integrations, data mapping, system analysis, decision engines, and functional documentation.

The ideal candidate should have experience in translating business requirements into technical specifications, supporting credit decisioning workflows, and coordinating SIT, UAT, and production validation.

• Business Analysis: Gather, analyze, and document business, functional, and non-functional requirements.

• Stakeholder Management: Conduct workshops with Credit Risk, Underwriting, Operations, Product, and Technology teams.

• Documentation: Prepare BRDs, FRDs, user stories, process flows, technical specifications, and acceptance criteria.

• Credit Decisioning: Analyze lending and credit decisioning workflows, credit policies, scorecards, and decision rules.

• Technical Analysis: Perform system analysis and define integration requirements across banking platforms.

• API Integration: Create API specifications, integration mappings, and validation rules; support REST APIs and microservices integrations.

• SQL and Data Analysis: Execute SQL queries for data validation, reconciliation, and investigation of data discrepancies.

• Data Mapping: Analyze source-to-target mappings, data flows, field mappings, and transformation requirements.

• Solution Design: Collaborate with solution architects and developers on scalable banking solutions and event-driven architectures.

• Reporting and Analytics: Define reporting requirements for approval rates, credit risk metrics, and turnaround times.

• Testing and Delivery: Support SIT, UAT, test scenario preparation, defect triage, root-cause analysis, and production validation.

• Compliance and Quality: Ensure solutions meet business requirements, credit risk controls, banking policies, and compliance standards.

• Minimum 7+ years of experience as a Technical Business Analyst.

• Mandatory experience in the banking and financial services domain.

• Strong knowledge of credit decisioning, lending systems, loan origination, underwriting, and credit risk processes.

• Hands-on experience with SQL for data analysis, validation, and reconciliation.

• Experience with API analysis and integrations, including API specifications, REST APIs, and data mapping.

• Strong understanding of system integrations, data flows, field mapping, and data transformation.

• Experience in documenting BRDs, FRDs, user stories, functional specifications, and process flows.

• Understanding of credit policies, scorecards, decision engines, and automated decision rules.

• Experience working with developers, solution architects, business stakeholders, and risk teams.

• Knowledge of SIT, UAT, acceptance criteria, defect management, and production validation.

• Familiarity with microservices and event-driven architectures is advantageous.

• Strong analytical, problem-solving, communication, and stakeholder-management skills.