Credit, Reporting & Analytics - Analyst

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To prepare, collate, design and develop complex risk reports to enable the Risk team to provide high quality reporting to key stakeholders according to set deadlines. To manage portfolio risk and concentrations within the Retail environment to ensure the portfolio remains within the risk appetite. To support Portfolio Manager with the scored lending strategy.

Type of Qualification: First Degree

Full Grade 12 Certificate with a minimum of 5 Credits.

Field of Study: Relevant Quantitative or Business Related Degree

Experience Required

Portfolio Risk Management

1-2 years

Experience in report writing and risk management

1- 2 years experience in data analytics, reporting, credit risk, banking, or a related analytical role.

Systems and Technology

1 - 2 years experience

• Advanced Microsoft Excel skills and other Microsoft tools
• Proficiency in SQL, Power BI,

Behavioural Competencies:

• Articulating Information
• Checking Things
• Establishing Rapport
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Managing Tasks
• Producing Output
• Showing Composure
• Team Working
• Upholding Standards

Technical Competencies:

• Data Quality
• Quality Orientation
• Risk Awareness
• Understanding of banking products and lending processes.
• Knowledge of credit policy and risk appetite frameworks.
• Portfolio monitoring and performance analysis.
• Written Communication

Candidates are encouraged to submit education documents that have been certified by the Zambia Qualifications Authority (ZAQA).