Full Stack Architect, Digital Assets & Tokenization

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Hours:

Line of Business:

Pay Detail:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Overview

We are seeking a highly experienced Full Stack Architect specializing in digital assets and tokenization to lead enterprise architecture, solution strategy, and governance for blockchain-enabled platforms.

In this strategic role, you will bridge traditional financial infrastructure and decentralized systems by defining target-state architectures for tokenization platforms supporting real-world assets, digital securities, utility tokens, and institutional custody workflows.

You will provide architectural direction across backend services, decentralized application experiences, smart contract ecosystems, public EVM and Layer 2 networks, enterprise permissioned chains, and managed Blockchain-as-a-Service platforms.

Key Responsibilities

Architecture and Platform Design

• Define scalable, end-to-end tokenization architectures that align user experiences, middleware services, indexers, custody capabilities, and smart contract ecosystems.
• Provide solution direction for enterprise-grade blockchain nodes and Blockchain-as-a-Service environments, including Hyperledger Besu, Quorum, Corda, Kaleido, and Blockdaemon, to support compliant, privacy-preserving network topologies.
• Own critical architectural decisions by authoring and championing Architectural Decision Records, driving stakeholder reviews, and guiding decisions through formal architecture governance channels.
• Design, communicate, and socialize end-to-end target-state architectures, solution blueprints, and strategic technology roadmaps.
• Create consensus across cross-functional leadership and engineering teams, proactively navigating competing priorities to resolve complex or controversial technical decisions.
• Elevate team capability by mentoring developers and architects, fostering continuous technical growth, and supporting succession planning.
• Partner with engineering leaders throughout the delivery lifecycle to ensure implementations remain aligned with approved target-state architectures.

Tokenization and Smart Contract Engineering

• Set architectural direction for tokenized real-world assets, debt, equities, funds, and stablecoins using standards such as ERC-20, ERC-721, ERC-1155, ERC-3643/T-REX, and ERC-1400.
• Define governance expectations for smart contract testing, formal verification, and upgradeability patterns, including ERC-2535 Diamond Standard and proxy contracts.
• Oversee protocol security audit strategy with third-party security firms and ensure remediation plans are incorporated into release governance.

Full Stack Technical Leadership

• Define architectural standards for React and Next.js frontends that interact with Web3 libraries such as Ethers.js, Viem, and Wagmi.
• Guide architectural patterns for scalable backend services in Node.js, Go, or Rust, with emphasis on reliability, maintainability, and production readiness.

Custody, Key Management, and Institutional UX

• Shape enterprise integration strategy for MPC wallet infrastructure providers such as DFNS, Fireblocks, BitGo, Turnkey, and Anchorage, as well as Hardware Security Modules for transaction signing and treasury management.
• Define user experience architecture for account abstraction, including ERC-4337, social logins, and gasless transaction relayers such as Biconomy and Gelato, to support seamless institutional onboarding.

Regulatory and Compliance Technology

• Establish architectural requirements for on-chain and off-chain identity management, including KYC/AML accreditation rules, transfer restriction engines, and transaction monitoring tools such as Chainalysis and Elliptic.
• Ensure solution designs support regulatory compliance, auditability, and operational controls across tokenized asset workflows.

Required Experience

• Experience leading architecture for production-grade Web3 or digital asset applications.
• Proven track record guiding live tokenization platforms, real-world asset solutions, or institutional crypto custody systems from concept through production governance.
• Strong architectural understanding of enterprise EVM nodes, such as Hyperledger Besu, and blockchain infrastructure platforms such as Kaleido or Blockdaemon.
• Experience defining integration approaches for programmatic MPC wallet infrastructure, e.g. DFNS, Fireblocks, or Turnkey.
• Deep understanding of smart contract security risks, audit governance, and gas optimization tradeoffs.

Preferred Qualifications

• Hands-on experience with Zero-Knowledge proofs, including zk-SNARKs and zk-STARKs, for privacy-preserving asset transactions.
• Hands-on experience deploying a tokenization solution for real-world assets, digital securities, funds, stablecoins, or institutional digital asset workflows.
• Familiarity with institutional settlement systems, including FIX protocol, Swift, and ISO 20022 messaging.
• Hands-on open-source contributions to major Web3 frameworks, Ethereum Improvement Proposals, or tokenization standards.
• Certifications in AWS or GCP cloud architecture, blockchain security, or related disciplines.

The Full Stack Architect designs, describes, and manages solution engineering in relation to capabilities of assigned Journeys and Platforms through the end-to-end lifecycle (i.e., frontend, backend, database and debugging of applications or sites).

This role also uses knowledge of business acumen and technical expertise to play a lead role in shaping the technical vision to create complex distributed solutions, technical designs, and integrations.

Depth & Scope:

• Seasoned individual contributor role with expert knowledge of specific enterprise and/or functional domain(s) and a demonstrated track record working with a broad range of architecture frameworks, technology, tools, processes and procedures
• Exceptional collaboration, communication and client-facing skills
• Big-picture thinker, with ability to anticipate architectural gaps and identify emerging trends through both advanced business acumen and highly specialized technical knowledge of TD and its applications, programming languages, industry best practices, Bank standards, infrastructure and architectural design / solutions
• Architect assigned to work autonomously on high profile, complex and/or high-risk technology projects with significant impact to the organization

Education & Experience:

• Undergraduate degree or Technical Certificate (Graduate degree preferred)
• 10+ years relevant experience developing a variety of platforms
• Experience with Continuous Integration, Continuous Delivery, Pair programming and / or Test-Driven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests)
• Demonstrated experience with leading technical tools integration in a complex environment

Customer Accountabilities:

• Applies a multi-disciplined expertise with database, application, client tiers, layering of software, build, test and deploy strategies in order to create the overall design of software (including applications, infrastructure, middleware) and guide how the sub-components are developed by different teams
• Elevates focus on applications and data as differentiators for the customer experience, anchored in sound foundational elements of Infrastructure and Platforms
• Advises on suitability of technology stacks to define principles / key constraints for solution components; rallies the team around these principles to determine security / scalability approach, and impact assessments for future design
• Drives continual upgrading and grounds the team in assessing practical program concerns to innovate on both server-side and user-side features as technologies / platforms expand to reduce technology debt and build resilient solutions
• Leads code reviews to create and test prototypes to assess viability of approaches. Uses configuration management and integration / build automation tools to lead and deploy code, gather proof points for developers to build on, navigate around complexities based on a clear understanding of the vision across the technology stacks and provide critical suggestions for fixes and improvements on the integration
• Monitors and reports on progress and collaborates broadly with other practitioners, including designers, engineers, and other applicable business stakeholders to ensure the necessary features for the products and applications are developed within assigned portfolio
• Designs tests that will be implemented to keep the software functional; supports issue analysis and fix activities during test phases, as well as production issue resolution
• Collaborates with Practices, actively driving capability creation; mentoring and training junior colleagues to be adaptive, staying on top of expanding technologies and engineering trends and creating highly visual and functional solutions

Shareholder Accountabilities:

• Sets service-level objectives (SLO) and exercise key decision rights of the FSA role
• Focuses on reliability, scalability, and the development of the architectural infrastructure; including highly complex and scalable systems
• Develops observability standards to ensure that production systems operate under known conditions and transparently provides these measurements to anticipate when errors or failures can arise.
• Leads interaction with governance and control groups, (e.g. regulatory / operational risk, compliance and audit) to provide subject matter expertise and consult on risk issues related to architectural technology and tools
• Leads or contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for significant and complex situations
• Monitors and reports on the status of the products / projects and applications within assigned product, ensuring projects are compliant with technology domain architecture, and designs / operates processes to provide ongoing review of in-progress activity against technology architecture and development standards
• Foresees architectural issues / gaps and identifies emerging industry trends to recommend value-added architectural improvements that will alleviate technology debt and build resilient solutions
• Maps processes and sub-processes that bridge the gap between business problems and technology solutions
• Keeps track of changes made to code through control systems
• Collaborates within practices, platforms or journeys comprised of diverse and complementary skills; inspiring the team to embrace changes and continually advance collective knowledge of technical tools / trends
• Protects the interests of the organization - identify and manage risks, and escalate non-standard, high risk activities as necessary
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Provides thought leadership and/ or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit
• Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices; may take on the role of Chapter Lead as applicable
• Works collaboratively with the team and leadership to proactively identify and resolve issues related to product quality
• Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel - Occasional
• International Travel - Never
• Performing sedentary work - Continuous
• Performing multiple tasks - Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds - Occasional
• Sitting - Continuous
• Standing - Occasional
• Walking - Occasional
• Moving safely in confined spaces - Occasional
• Lifting/Carrying (under 25 lbs.) - Occasional
• Lifting/Carrying (over 25 lbs.) - Never
• Squatting - Occasional
• Bending - Occasional
• Kneeling - Never
• Crawling - Never
• Climbing - Never
• Reaching overhead - Never
• Reaching forward - Occasional
• Pushing - Never
• Pulling - Never
• Twisting - Never
• Concentrating for long periods of time - Continuous
• Applying common sense to deal with problems involving standardized situations - Continuous
• Reading, writing and comprehending instructions - Continuous
• Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentiveawards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.