AVP, Product Manager, PFS

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

The Product Manager is responsible for managing overall responsibility for managing the growth and profitability of the cards through new products, sales support and ongoing marketing promotions.

Key Responsibilities

• Develop and execute product strategies to drive portfolio growth, acquisition, activation, usage, retention, and profitability.
• Manage the end-to-end Debit Card product lifecycle including launches, enhancements, migrations, and ongoing maintenance.
• Monitor portfolio performance, market trends, competitor offerings, and customer feedback.
• Lead new product development and coordinate with Technology, Operations, Risk, Compliance, Legal, Finance, Procurement, and Marketing.
• Manage product P&L, business cases, rewards costs, and operating expenses.
• Develop and execute customer acquisition, activation, spend, and retention campaigns.
• Manage partnerships with card schemes, merchants, payment partners, and vendors.
• Ensure compliance with regulatory requirements, card scheme mandates, and internal policies.
• Prepare management reports and performance dashboards using data-driven insights.

Principal Accountabilities

• Deliver portfolio growth, profitability, and customer engagement targets.
• Lead new product development and portfolio optimization initiatives.
• Drive regulatory and card scheme mandate implementation.
• Enhance customer value proposition and card usage.
• Maintain strong governance, risk management, and compliance standards.

Job Requirements

• Bachelor's Degree in Business, Finance, Economics, Marketing, Banking, Data Analytics, or related disciplines.
• MBA or relevant professional certification is an added advantage.
• Minimum 3 to 7 years of experience in Cards, Payments, Consumer Banking, or Product Management.
• Strong understanding of Debit Card products, card operations, and payment ecosystems.
• Experience in product development, campaign management, and stakeholder management.
• Strong analytical, financial, and problem-solving skills.
• Excellent communication, presentation, and interpersonal skills.
• Ability to manage multiple projects and stakeholders effectively.
• Results-oriented, detail-oriented, and customer-centric mindset

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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