Associate Product Manager (APM), New College Graduate Rotational Program, 2027

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

We will be accepting applications for this position from 9/17/2026-9/24/2026

The Associate Product Manager (APM) Program is designed for recent graduates to cultivate the next generation of product leaders. You will work on priority business initiatives and follow a learning and development plan focused on core product-management skills.We are investing in the next generation of talent to ensure our products, services and data are the center of the changing ways people pay and get paid, for everyone, everywhere. You will join a collaborative, cross-functional team focused on building useful, secure, and inclusive payment experiences.

Through the rotations and learning plan, you can build skills in innovation and design, product marketing, commercialization, and product implementation. The program is intended to prepare participants for product-management opportunities after successful completion.

As an Associate Product Manager, you will help move product ideas from discovery and design through development, launch, and market adoption.You will assist in delivering next generation product offerings to our customers, including innovative payment experiences, cutting edge fraud prevention, capabilities to help banks, tech companies, fintechs and merchants meet their consumers’ needs, and local solutions tailored to one or more of the 200 countries we operate in.

You will be most effective in this role if you are curious, open to learning and testing ideas, able to work independently and collaboratively, and able to reprioritize when information or business needs change. You should be able to move assigned work from planning through completion and communicate progress, risks, and decisions.This role contributes to Visa’s product strategy by helping teams deliver products that address customer and business needs.

Rotational Assignments

• Complete four distinct six-month rotational assignments during the two-year program.

• These rotations are shaped around four core competencies that we’veidentified as essential components of the future leader toolkit:

  • Customer & Commercial Impact

  • Strategy & Execution

  • Collaboration & Influence

  • Data-Drive Decision Making

• Associates are matched with teams across Visa's Product, Value Added Services and Commercial and Money Movement functions and may gain exposure to areas such as product strategy, product development, commercialization, customer solutions, innovation, data and analytics, and go-to-market initiatives.

Training and Development

• Participate in immersive development intensivesdesigned to accelerate product leadership capabilities and support growth throughout the program.

• Strengthen skills through hands-on workshops, case studies, simulations, and real-world business challenges.

• Learn from Visa leaders, industry experts, and program alumni through interactive discussions and experiential learning opportunities.

• Collaborate with a cohort of peers through shared learning experiences, networking, and community-building activities.

Responsibilities

• Help develop product strategy, go-to-market plans, and clear product documents, such as concept briefs,business cases, and product requirements.

• Helpbuild and maintainproduct roadmaps that connect product goals, customer needs, and business priorities.

• Buildknowledge of Visa’s products and help teams develop or improve product features, using existing capabilities when appropriate.

• Researchmarket trends, competitors, and user needs.

• Summarizeresearch into clear insights and recommendations that support product decisions.

• Partnerwith Design and Engineering to develop, test, implement, and improve product concepts.

• Collaborate with internal Visa teams (e.g., regional teams, Product Marketing, Business Development, Finance) to define and execute a cohesive strategy related to a specific product or feature

https://www.youtube.com/watch?v=dFBoe67-dVo

We are hiring for the Associate Product Manager Program in the Bay Area; rotations may be placed in our Foster City or San Francisco offices.

All Visa roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g.ChatGPT, Microsoft Copilot) to support everyday work.

Qualifications

Basic Qualifications

• Less than 6 months of relevant work experience with either Bachelor's or Master'sdegree graduating May 2026 - August 2027

• Must be available to start working August/September 2027 - no early or late start dates to ensure a common onboarding experience and development opportunities

Preferred Qualifications

• BA/BS degree in Product Management, Computer Science, Engineering, Data Science, Mathematics, Statistics, or a related technical field, or equivalent practical experience in conjunction with a less technical BA/BS

• Experience applying relevant skills through internships, employment, academic projects, student organizations, volunteering, or personal projects.

• Curiosityand the ability to identifynextsteps, seek input, and move work forward.

• Abilityto organize information, analyze options, and recommend a practical course of action.

• Excellent written and verbal communication skills

• Experience working in cross-functional collaborative environments

• Familiarity with iterative product-developmentapproaches, such as Agile, or the ability to learn them.

• Exposureto one or more of the following: programming, data analysis, business-case development, financial modeling, pricing, or product design.

• Abilityto take ownership of assigned work and build constructive working relationships.

• Abilityto manage multiple priorities, use available resources, and communicate when timelines or priorities conflict.

• Focused on providing excellent customer experiences

• Ability to contribute to a team, incorporate feedback, and adapt as priorities change.

Additional Information

U.S. APPLICANTS ONLY: The estimated salary for a new hire into this position is $116,480 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance.

Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered.

This is a hybrid position. Expectation of days in officewill be confirmed by your hiring manager.

Information for US Applicants

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer