Debt Recovery Legal Officer

Viva.com is the first Tech Bank in Europe for businesses, serving 29 countries through its pan-European critical infrastructure for payments & banking services.

Viva.com’s offering spans across omnichannel payment acceptance, deposit accounts, card issuing, and a broad suite of financing solutions - including working capital and advance booking financing - alongside fiscalisation services, giving businesses across all verticals access to the tools they need to run their operations efficiently, on a single integrated platform.

Viva.com pioneered and leads in Tap on Any Device technology, enabling acceptance on any Android device or iPhone, while connecting directly to all major international and local card schemes, local payment systems, and alternative payment methods across Europe.

The Role

The Debt Recovery Legal Officer supports the Debt Recovery & Collections function, reporting directly to the Debt Recovery & Collections Manager.

The role is responsible for the management and monitoring of recovery, enforcement and litigation-related activities, including electronic seizure procedures, debt recovery cases, insolvency matters and legal enforcement actions. The position works closely with external legal counsels, courts, bailiffs and internal stakeholders to ensure the timely execution, documentation and monitoring of recovery and enforcement actions in accordance with applicable laws, regulations and internal policies.

Key Responsibilities

• Maintain recovery, litigation and enforcement case files and records;

• Prepare and monitor recovery notices, legal communications and enforcement documentation;

• Manage and submit electronic seizure procedures and third-party declarations through the ODEE e-enforcement platform;

• Coordinate with external legal counsels, bailiffs, notaries and competent authorities;

• Monitor court proceedings, insolvency cases and legal deadlines;

• Review legal documentation and prepare case summaries relating to objections, appeals and other legal remedies;

• Track debtor assets, encumbrances and enforcement outcomes;

• Produce management and audit reports relating to recovery and enforcement activities;

• Ensure compliance with regulatory, legal and data protection requirements;

• Utilize case management and AI-assisted tools to improve operational efficiency.

At Viva.com, we believe in amplifying human potential through AI. When you join us, you're stepping into a future-forward environment where technology empowers every role, driving smarter, more efficient.

Requirements

• Bachelor's degree in Law or Legal Studies & and active membership of the Greek Bar Association (required for access to any relevant e-platforms);

• 3-5 years of experience in debt recovery, enforcement, litigation support or a similar legal role;

• Experience with enforcement proceedings, electronic seizures and debt collection practices;

• Understanding of insolvency, litigation and debt recovery frameworks;

• Strong analytical, documentation and case management skills;

• Proficiency in Microsoft Office and case management systems;

• Fluency in English. Additional EU languages are considered an advantage.

Benefits

Competitive compensation package;

Annual bonus based on your performance and targets’ achievement;

Private health insurance for you and your family;

Top of the Line tools and equipment;

Career development and regular feedback to develop your skills;

Employee Wellness Program like Daily group sessions led by professional coaches