Senior Product Manager - Automotive
Confirmed on the employer's own hiring board on Oct 21, 2026. First seen by Alion on Sep 30, 2026. Zopa scores A on the Alion truth index.
The Team
Automotive is a key growth area within Zopa’s lending business. We have ambitious plans to more than double originations over the next four to five years, with Product playing a central role in how we get there.
This is a broad, commercially focused product role spanning the full Automotive journey, from decisioning and pricing through to the experiences we create for customers, dealers and brokers. You’ll work at the intersection of Product, Sales, Credit Risk, Technology and Operations to tackle some of our biggest opportunities: making smarter lending decisions, building a proposition our partners want to work with, removing friction through technology and unlocking sustainable growth.
As a Senior Product Manager, you’ll have real ownership of what comes next. You’ll use commercial insight, partner and customer needs, and data to shape the product strategy and roadmap, balancing growth with margin, risk and great customer outcomes.
A day in the life
Own and shape the Automotive product roadmap, making thoughtful trade-offs across growth, margin, credit losses, customer outcomes and partner needs.
Work closely with Sales and Credit Risk to shape dealer strategy, rate cards, decisioning and the commercial choices that underpin sustainable growth.
Spend time with dealers, brokers and intermediaries, getting underneath their biggest pain points and turning those insights into better products and experiences.
Get hands-on with data to understand performance, investigate problems, test hypotheses and identify opportunities we should be pursuing.
Build compelling commercial cases for investment and change, clearly articulating the opportunity, economics and trade-offs to senior stakeholders.
Partner closely with Technology to take ideas from problem definition through to prioritisation, sequencing and delivery.
Reimagine operational journeys, using product and technology to reduce manual work, unnecessary cost, customer friction and complaints.
Keep a close eye on the market, spotting changes in customer behaviour, technology, regulation and the competitive landscape and translating them into opportunities for Zopa.
Bring together teams with different priorities and perspectives, creating enough clarity and momentum to turn ambitious ideas into tangible outcomes.
About you
You’ve owned meaningful commercial or business outcomes within a product, lending or regulated environment, and can explain the levers you used to influence them.
You’re comfortable making decisions that balance growth, profitability, cost, risk and customer outcomes, rather than optimising for one metric in isolation.
You’re naturally curious with data. You can get close to the numbers, carry out analysis yourself and use evidence to work out what is really happening.
You’ve taken meaningful technology change from idea through to delivery with cross-functional engineering teams.
You can prioritise confidently when there are more good opportunities than there is capacity to deliver them.
You’re comfortable operating with ambiguity and don’t need every problem to arrive neatly defined before you start tackling it.
You can influence senior stakeholders without relying on formal authority, and you’re willing to get into the detail when that’s what it takes to move something forward.
You communicate complex ideas simply and can build a compelling written business case for senior audiences.
You’ve spent time directly with customers, partners or users and can show how those conversations changed the decisions you made.
You understand what it means to build in a regulated environment and naturally bring Risk, Compliance and Legal into the conversation at the right time.
Added bonus:
Experience building B2B, B2B2C, marketplace or partner-led products.
Experience scaling a product or commercial proposition through a significant period of growth.
Working knowledge of SQL or another language that allows you to explore data independently.
Motor finance experience, particularly around dealer or broker distribution, vehicle valuations, HP or PCP.
Experience influencing risk-based pricing, rate cards, commissions or other commercial mechanics.
Experience working with third-party providers or strategic partners.
Experience coaching, developing or managing a more junior Product Manager.
Familiarity with Jira, Confluence and self-serve BI tools.