Inicio AI Ltd

The industry has spent years treating income and expenditure assessments as a compliance exercise. But what if that thinking is costing creditors millions in missed collections? I've heard a claim repeated across the debt collection industry that income a

Understanding a customer's financial circumstances is fundamental to making informed, responsible decisions about affordability and financial support. For lenders, collections teams and debt advice organisations, income and expenditure (I&E) assessments a

Inicio AI had 18 employees as of March 2026, down 4 (-2.3%) from the prior year. Headcount, salary, location, and hiring trends from Revelio Labs.

Another great client announcement for Inicio AI and a huge thank you to all of the team, on both sides, as they go live with our affordability assessment using conversational AI. Our new client has been working in their sector for 35 years, supporting ind

We are pleased to announce another new client for Inicio AI. We're working with North & West Kent Citizens Advice and Kent Law Centre, an organisation that gives people the knowledge and confidence they need to find their way forward, whatever their circu

For years, organisations have invested in digital channels to make customer journeys faster and more efficient. Today, conversational AI is accelerating that shift even further. Routine interactions are increasingly handled through self-service. Customers

We're delighted to be announcing a fantastic new partnership.Evlo, an award-winning consumer lender, is now implementing the Inicio AI platform, using conversational AI to enhance its customer affordability journey.Evlo is committed to making finance more

Click Here Summer has arrived, and so has plenty of exciting news from Inicio AI. Over the last few months we've continued to prove that an Income & Expenditure assessment is far more than just a form. It's an opportunity to better understand customers, i

At the Credit Strategy Credit Awards 2026, Inicio AI walked away with two awards. Best Technology Provider - Applied AI Best Outsourcing & Partnership Initiative with BPO Collections Ltd We couldn't be happier. Over the past 12 months, our conversational

We're delighted to announce that Tandem Bank has selected Inicio to support its affordability assessment capability. Tandem is a bank with a clear focus on helping customers improve their financial wellbeing, and we're excited to be working together. Usin