Karat Financial
trykarat.com
Actively hiring
Digital Banks & Neobanks
Cards & Card Issuing
As featured in
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Overview
News
Technologies
Salaries
Products
People
Growth
Offices
Jobs
Financials
Funding and backers
Total raised
$96M
2 rounds on record
Latest round
$70M
Venture round · Jul 2023 · 3 yr ago
Team
11-50
employees, estimated range
Hiring now
4
open roles
Backers
7
Y Combinator, SignalFire
The money's age
Long since its last round
38 months since the last round · hiring slowed
Momentum
0/100
no fresh signals
Last sign of life
this month
a posting or a news item
The story so fareach stage dated by its source: the company's releases, the press, registers, filings
Jan 21
Released an app Karat Financial · App Store
Jul 19, 2023
Raised a round Venture round $70M
Jul 1, 2021
Raised a round Series A $26M · TechCrunch
Jan 2020
Went through Y Combinator
Dec 2019
Website went live first capture in the Wayback Machine
Tractionpublic signals, read monthly
Web presence
top 2%
of 133.2M domains by links, Common Crawl
App Store
4.6 ★
9 ratings
Funding rounds
| Round | Date | Amount | Investors | Source |
|---|---|---|---|---|
| Venture round | Jul 2023 | $70M | — | forbes.com |
| Series A | Jul 2021 | $26M | — | TechCrunch |
Backed byfrom the funds' portfolios and accelerator catalogs
Y Combinator 
SignalFire 
Coatue 
Commerce Ventures 
Notable Capital 
Union Square Ventures 
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Overview
Karat Financial is a financial technology company that provides business banking and charge cards built for content creators on YouTube, TikTok and Instagram. Its products include a business account, a high-limit creator card and financial tools for managing creator income and expenses. The company is headquartered in Los Angeles, California, United States.
News
Master Service Agreement
This Master Service Agreement governs your use of your deposit account and other banking services you obtain from us.
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Karat Financial Raises 70 Million From Celebs Like Will Smith And Top VCs To Build A Bank For Creators And Artists function initCopyEmailClipboard() { const buttons = document.querySelectorAll('.copy-email-button'); if (!buttons.length) return; const copyEmail = (button) = { Email to copy to clipboard is taking from the button itself, or if that's empty, from a text element inside the button const email = button.getAttribute('data-copy-email') button.querySelector('data-copy-email-element').textContent.trim
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Yes, Creators Have to File Taxes-Here Are Some Tips
The rules for filing taxes and navigating deductions can be tricky for self-employed social media creators, explains Karat's Eric Wei.
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NYTimes function initCopyEmailClipboard() { const buttons = document.querySelectorAll('.copy-email-button'); if (!buttons.length) return; const copyEmail = (button) = { Email to copy to clipboard is taking from the button itself, or if that's empty, from a text element inside the button const email = button.getAttribute('data-copy-email') button.querySelector('data-copy-email-element').textContent.trim(); if (email) { navigator.clipboard.writeText(email).then(() = { button.setAttribute('data-copy-button', '
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Tubefilter Podcasts function initCopyEmailClipboard() { const buttons = document.querySelectorAll('.copy-email-button'); if (!buttons.length) return; const copyEmail = (button) = { Email to copy to clipboard is taking from the button itself, or if that's empty, from a text element inside the button const email = button.getAttribute('data-copy-email') button.querySelector('data-copy-email-element').textContent.trim(); if (email) { navigator.clipboard.writeText(email).then(() = { button.setAttribute('data-cop
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Here Are the 25 People Powering the Creator Economy
Meet Susan Wojcicki, Connie Chan, Hamish McKenzie, Telfar Clemens and the other stars of the $100 billion creator economy.
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Tubefilter Creator Shark Tank function initCopyEmailClipboard() { const buttons = document.querySelectorAll('.copy-email-button'); if (!buttons.length) return; const copyEmail = (button) = { Email to copy to clipboard is taking from the button itself, or if that's empty, from a text element inside the button const email = button.getAttribute('data-copy-email') button.querySelector('data-copy-email-element').textContent.trim(); if (email) { navigator.clipboard.writeText(email).then(() = { button.setAttribute
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Creators are investing in all sorts of startups - from mobile games to beverage companies. Here are 2 companies that received capital from influencers at a recent investment competition.
Founders pitched a group of creators for investment during a "Shark Tank"-like event hosted by fintech startup Karat.
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Creators Judge a Shark Tank-Style Contest; Instagram Tests NFTs
AsNeal Jean, the CEO and co-founder of link-in-bio startup Beacons, was raising his Series A round of funding, he pitched an unusual set of investors earlier this year: creators judging a Shark Tank-style competition for startups. At least three creators
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Tubefilter Billboards function initCopyEmailClipboard() { const buttons = document.querySelectorAll('.copy-email-button'); if (!buttons.length) return; const copyEmail = (button) = { Email to copy to clipboard is taking from the button itself, or if that's empty, from a text element inside the button const email = button.getAttribute('data-copy-email') button.querySelector('data-copy-email-element').textContent.trim(); if (email) { navigator.clipboard.writeText(email).then(() = { button.setAttribute('data-c
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Tech stack
Technologies named in job postings at Karat Financial over the last 12 months, by layer, with the share of postings for each.
Technologies in use
15
Postings analysed
5
Stack modernity
80/100AI adopter
Languages
JavaScript
SQL
TypeScript
Python
Frameworks & libraries
React.js
Databases
Snowflake
Cloud & platforms
AWS
Looker
Webflow
AI & ML
LLM
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Full Karat Financial tech stack
15 technologies · by team · pay by technology · changes · similar stacks
Salary insights
Compensation ranges based on this company's open jobs
Median
$170k
Typical range
$170k – $200k
Open positions
4
4
Jobs
Junior
75%
Staff
25%
| Level | Jobs | Median | Typical range |
|---|---|---|---|
| Junior | 3 | $170k | $170k |
| Staff | 1 | $200k | $200k |
Highest paying role
Engineering Manager
$200k
Normalized to USD per year
Growth
Hiring Momentum
51/100
Stable
Open positions
4
0 opened / 0 closed in 30 days
Median time-to-fill
268 days
faster than 6% of the market
ATS activity
Every ~4 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Backend
50% ▼
Leadership
25% ▼
Product
25% ▼
Activity Timeline
Added Looker to stack
Sep 2026
Added GraphQL to stack
Sep 2026
Added AWS to stack
Sep 2026
Added YouTube to stack
Sep 2026
Added X (Twitter) to stack
Sep 2026
Added Instagram to stack
Sep 2026
Added ETL/ELT to stack
Aug 2026
Added A/B Testing to stack
Aug 2026
Added Snowflake to stack
Aug 2026
Added Python to stack
Aug 2026
Added dbt to stack
Aug 2026
Added Webflow to stack
Aug 2026
Offices
Where the company hires and what each office is for
Cities
1
Hiring now
1
Countries
1
Busiest office
Los Angeles
Los Angeles
United States
HQ
4 open roles 4 posted in 90 days 50% engineering 10-50 est. staff $178k Avg Salary
hires for Backend, Leadership, Product
Jobs
$130k – $170k per year • In office • Full-Time • 1+ year exp • Los Angeles
Python
SQL
Snowflake
AI/ML
dbt
LLM
Analytics
ETL/ELT
Looker
Marketing
YouTube
X (Twitter)
Instagram
Apply
$130k – $170k per year • In office • Full-Time • 1+ year exp • Los Angeles
JavaScript
SQL
React.js
Analytics
A/B Testing
Design
Webflow
Apply
$180k – $200k per year • In office • Full-Time • 6+ years exp • Los Angeles
JavaScript
GraphQL
React.js
DevOps
AWS
Web3
Rollup
Apply
$130k – $170k per year • In office • Full-Time • 1+ year exp • Los Angeles
JavaScript
TypeScript
LLM
Frontend
React.js
Management
Slack
Apply