Salv

Fraud as a service has made attacks cheap. So why do banks still hesitate to share the data that would stop it? Pallavi Kapale and Taavi Tamkivi weigh in.

Pallavi Kapale and Taavi Tamkivi on the privacy-versus-fraud dilemma: what banks are really allowed to share, the GDPR myths, and where the line sits.

This episode of Follow the Money looks at the UK's mandatory reimbursement rules for Authorised Push Payment (APP) fraud - introduced in October 2024 - and what the EU can learn as it builds its own reimbursement and intelligence-sharing framework. Host D

On 13 July 2021, a fraud analyst in Estonia spotted a phishing pattern moving through SmartID logins. They sent a warning to a neighbouring bank, where an agent found seven matching accounts within minutes. €45,000 stayed out of criminal hands that aftern

Barnabás Ferenczi is Head of Growth at Salv. Two months into the role, he's been on the road across Europe-talking to banks, regulators, and bank associations about what intelligence sharing actually means on the ground.

Edgars Pastars explains how compliance teams can make better legal requests so the answer isn't always "it depends" and you can make lega progress with more clarity.

Coop Pank's Siiri Graabi helped write EU sanctions before enforcing them. She explains what AMLR Article 75 intelligence sharing looks like in practice.

Estonia has run a cross-institution financial crime intelligence sharing network for five years. Siiri Graabi explains how it works - and why 2027 is already tight.

In this post, we recap the key takeaways from a recent episode of Salv's Follow the Money, where five legal myths get debunked once and for all.