Senior Financial Analyst

Grasshopper Bank is a client-first, digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources.

We are a highly experienced team who pride ourselves on diversity of thought and perspective. Nationally chartered, our portfolio of products and services range from VC, PE & Portfolio Companies to SBA Lending, as well as direct SMB and Embedded Banking.

Our entrepreneurial drive allows us to support the growth and success of a wide range of clients at every stage of their business through inclusive partnership. We seek out team members who will enable both our organization and our people to grow and thrive through collaboration and acting with integrity and respect.

Our focus on cross-functional teamwork provides a culture where ideas are valued, accountability is encouraged, and successes are celebrated. We welcome all those searching for the opportunity to contribute to banking innovation that influences and supports the emerging digital world of Financial Services.

Our digital first approach enables our teams the flexibility to work remotely. We have offices in NYC and Boston.

What you'll do:

• Financial & Data Analytics: Execute end-to-end financial and data analytics, building and maintaining operational, financial, and compliance reporting for loan, deposit, and investment portfolios. Synthesize key findings and prepare executive- and Board-level reporting packages
• Operational Efficiency: Design, build, and automate operational dashboards to streamline corporate reporting workflows and eliminate manual data processing
• Asset Strategy Support: Perform financial modeling, yield analyses, and scenario testing across diversified investment and lending portfolios to evaluate capital deployment and profitability strategies
• Financial Planning & Forecasting: Maintain core financial planning models and drive the execution of the quarterly reforecasting process to generate reliable operational projections
• Budgeting Operations: Serve as the hands-on analytical partner during the annual budget cycle; build trend analysis models, variance reports, and baseline templates to support department leads in setting targets
• Profitability Analysis: Conduct deep-dive analyses on account origination, pricing structures, funds transfer pricing (FTP), and product-level margins for loan and deposit portfolios

What you need:

• Bachelor’s degree in Finance, Accounting, Economics, or related field with 4-6+ years of progressive financial analysis experience, featuring advanced hands-on expertise in budgeting and forecasting software (e.g., Adaptive, Workday, Hyperion)
• Meticulous attention to detail with an uncompromised standard for data integrity and reporting accuracy.
• Advanced proficiency in data querying, structuring, and reporting automation tools (e.g., SQL, Power BI, Tableau, advanced Excel)
• Demonstrated ability to translate complex financial datasets into clear summaries for department heads, executives, and Board materials
• Self-motivation to independently manage deliverables and tight reporting deadlines in a remote environment
• Direct experience with financial institution reporting (FDIC Call Reports, regulatory filings) is a plus
• Solid understanding of bank profitability drivers, including product/client/divisional margin analysis and Funds Transfer Pricing (FTP) concepts
• Practical experience building and maintaining capital allocation models to evaluate product-level return on capital