Credit Analyst

As a Credit Analyst here at Honeywell, you will play a key role in managing the credit risk of the company and ensuring the timely collection of receivables. You will be responsible for developing and implementing credit risk management strategies and policies to mitigate credit risk and optimize cash flow.

In this role, you will impact the financial health and stability of the company by evaluating the creditworthiness of new and existing customers, establishing credit limits, and ensuring compliance with company policies and industry standards. You will also collaborate closely with internal stakeholders to assess credit risk for new business opportunities and manage the collections process to ensure timely payment of outstanding invoices.

• Assessing the creditworthiness of customers through financial analysis
• Establishing and reviewing credit limits based on risk assessment
• Monitoring credit exposure and mitigating credit risk
• Collaborating with sales teams to assess credit risk for new business opportunities
• Managing the collections process and resolving customer disputes

• Minimum of 2 years of experience in credit management or a related role
• Strong knowledge of credit risk assessment and credit control practices
• Experience in evaluating creditworthiness and establishing credit limits
• Proficiency in financial analysis and interpretation of financial statements
• Ability to analyze credit reports and other relevant financial information

• Bachelor’s or Master’s degree in Finance, Accounting, or a related field
• Professional certification in credit management (e.g., Certified Credit Executive)
• Experience in managing credit risk in a global or multinational organization
• Knowledge of legal and regulatory requirements related to credit management
• Proven experience in implementing credit management best practices and process improvements
• Ability to work effectively in a fast-paced and dynamic environment
• Strong leadership and team management skills
• Ability to build and maintain strong relationships with internal and external stakeholders
• Experience in using data analytics and reporting tools for credit management