Salary
≈ $101k – $253k per year (Estimated)
Location
In office (Jakarta)
Seniority
Senior
Employment
Full-Time
Overview
Company
Impact
Profile match
Kredivo Group is a Southeast Asian financial technology group based in Singapore that offers digital consumer credit, including buy now pay later financing for online and offline purchases, personal loans and digital banking. Its brands are Kredivo in Indonesia and Vietnam, KrediFazz, the Indonesian digital bank Krom, the earned wage access platform GajiGesa and the Vietnamese neobank Timo, and its backers include Mizuho Bank, Amazon and Square Peg Capital. It hires backend, Android, QA and data engineers, data scientists, product managers, and underwriting, fraud, collection and portfolio analysts.
We are hiring a Senior Machine Learning Engineer (SDE3) at Kredivo. This role carries meaningfully more leadership weight than a typical SDE3: beyond individual technical ownership, the successful candidate will mentor engineers, set technical direction within their domain, and influence delivery across teams. We are especially interested in candidates who can bring AI/LLM and agentic systems expertise to bear on real production problems (e.g. chatbots, OCR pipelines, RAG-based tooling) within Kredivo's high-availability fintech environment.
About the Job:
- Own system design and architecture decisions for services within your domain, balancing correctness, scalability, and delivery speed.
- Drive code quality through hands-on contribution, thoughtful code review, and enforcement of engineering best practices.
- Mentor and coach engineers at all levels, actively developing the technical skills of the broader team.
- Set technical direction for your area and build consensus across engineering, product, and adjacent teams.
- Represent engineering in cross-team initiatives, influencing technical decisions beyond your immediate team's scope.
- Lead or significantly contribute to the design and delivery of AI-powered systems (LLM-based chat, RAG pipelines, OCR/document processing, agentic workflows).
- Ensure the reliability, availability, and throughput of production systems that operate at fintech scale.
- Use data analysis (SQL, Python) to inform engineering and product decisions, including debugging and root-causing production issues.
Required Qualifications:
- Track record of leading system design, maintaining high code quality, and reliably delivering complex projects end-to-end.
- Strong leadership skills: demonstrated experience mentoring engineers, setting technical direction, and influencing outcomes across teams.
- Excellent communication skills, able to align stakeholders across engineering, product, and business functions.
- Solid computer science fundamentals: data structures, algorithms, distributed systems, and API/service design.
- Preferred Qualifications
- Hands-on exposure to AI/RAG/LLM systems and agentic architectures (e.g. building or operating chatbots, retrieval pipelines, tool-using agents).
- Experience designing and operating high-availability, high-throughput production systems, ideally in fintech or another regulated, latency-sensitive domain.
- Strong proficiency in Python, including for backend services, data pipelines, or AI/ML tooling.
- Strong SQL skills for data analysis. Comfortable querying, profiling, and drawing conclusions from large operational datasets.
- Experience with OCR pipelines or document-processing systems is a plus.
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