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Salary
$254k – $407k per year
Location
In office (San Francisco, Atlanta, New York)
Seniority
Architect
Employment
Full-Time
Overview
Company
Impact
Profile match
Mastercard is an American payments technology company whose origins date to 1966, when a group of banks formed the Interbank Card Association to compete with BankAmericard. Like its main rival it does not issue cards or extend credit; it operates the network that authorises, clears and settles transactions between issuing banks, acquirers and merchants in more than two hundred countries. Headquartered in Purchase, New York, the company has built a large services business alongside the core network, covering fraud and identity products through its Ethoca and RiskRecon acquisitions, open banking, consulting and loyalty programmes.

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Vice President, Software EngineeringOverview

Decision Stream is Mastercard's next-generation AI-native decisioning platform, designed to power intelligent, real-time decisions across fraud, authentication, payments, and risk. Built with a startup mindset and enterprise-scale ambition, the platform combines innovation, speed, and engineering excellence to redefine decisioning across Mastercard's global ecosystem.

We are seeking a visionary and hands-on VP of Software Engineering to help build and scale the platform. This leader will partner closely with Product, Architecture, AI, and Platform Engineering teams to drive technology strategy, architecture, engineering execution, and organizational growth.

What You'll Do

Lead Through Technical Excellence

  • Serve as a senior technology leader and role model for engineering teams.
  • Drive architecture, design, and technology decisions across distributed systems, streaming, AI, and cloud-native platforms.
  • Engage deeply with engineers, architects, and product leaders to solve complex technical challenges.
  • Influence engineering standards, software quality, and operational excellence.

Build and Scale the Platform

  • Help shape and deliver a highly scalable, resilient, and secure decisioning platform operating at Mastercard scale.
  • Balance long-term platform vision with day-to-day execution.
  • Drive simplicity, reliability, performance, and continuous innovation.

Build High-Performing Teams

  • Recruit, mentor, and develop exceptional engineering talent.
  • Foster a culture of ownership, technical curiosity, accountability, and collaboration.
  • Build strong technical leadership across engineering teams.

Deliver Business Outcomes

  • Partner closely with Product and business stakeholders to align engineering investments with customer and business value.
  • Drive execution from concept through production adoption.
  • Establish operational rhythms, engineering metrics, and continuous improvement practices.

Qualifications

Required

  • Proven experience leading software engineering teams building large-scale distributed platforms.
  • Strong hands-on technical background in cloud-native architectures, microservices, APIs, data platforms, and event-driven systems.
  • Demonstrated ability to influence architecture and engage deeply in technical design discussions.
  • Track record delivering highly available, resilient, and mission-critical systems at scale.
  • Strong collaboration, communication, and leadership skills.

Preferred

  • Experience with AI/ML platforms and intelligent decisioning systems.
  • Experience with technologies such as Kafka, Flink, Kubernetes, and modern cloud platforms.
  • Background in payments, fraud, risk, or financial services.
  • Experience building new platforms, products, or transformational technology initiatives.

Leadership Expectations

  • Operate as a builder, innovator, and servant leader.
  • Combine strategic thinking with hands-on technical engagement.
  • Demonstrate curiosity, ownership, and a bias for action.
  • Lead through technical credibility, coaching, and execution excellence.
  • Inspire teams to solve hard problems and deliver meaningful business outcomes.

"Expected to regularly engage in architecture reviews, design discussions, technology trade-off decisions, and critical problem-solving, while helping define the long-term technology vision for Decision Stream."Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

San Francisco, California: $254,000 - $407,000 USDAtlanta, Georgia: $212,000 - $339,000 USDNew York City, New York: $254,000 - $407,000 USD
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