Associate Manager, GBS CPM

Job Summary

Overview

• Actively managing the Bank’s credit portfolio to maximise risk-adjusted returns for sustainable Group RoTE outcomes through better origination discipline, portfolio optimisation, modelling, early identification and action of stressed assets and distribution. Driving balance sheet optimisation and resilience through improving the inter-operability of key subsidiaries, reducing Cost of Funds (CoF) and improving quality and resilience of liabilities by monetising illiquid CIB loans to create medium term secured and contingent funding options that could even be used to raise funds in stress.

Credit & Portfolio Management (CPM)

Analytics

• We do CPM Analytics activities which involve RWA Variance analysis, Account Plan Tracking, CPM MI packs and OBL MI packs. The activities include the production and distribution of RWA Variance reports for CIB, analyzing RWA movements and engaging with GAM’s directly on the reason for the Variance.
• Delivers insightful analytics which provide transparency and accountability to facilitate fully informed decisions with the ultimate goal of maximising client revenues and returns.

Distribution:

• CPM Distribution is part of Credit & Portfolio Management. CPM Distribution co-ordinates loan sales in the secondary market to generate liquidity, obtain RWA relief, and offload risk at minimum cost under the guidance of the Origination and Distribution Policy. To facilitate loan sales and other CPM Distribution initiatives, GBS CPM Team extracts the data on all transferable loans from multiple sources and compiles them in the Loan Database.
• Distribution also runs various programs that help in the bank offloading RWA. The team functionally supports these various programs.

SAG Reporting

• Monthly, Quarterly, Semi-Annual, and Annual performance of Regulatory and non-Regulatory reports.
• Reaching out to in country RM to get clarity / Status of their clients.
• Reaching out the Account manager and Account owners for Clarity on SAG accounts.
• Helping the in-country team to keep track of various access and Client related information for SAG clients in System such as RV2.

Key Responsibilities

Strategy

• Help to ensure appropriate BAU controls being established and deployed effectively in GBS.
• Help to support new Business requests through Product programmes and Country addendums
• Help to look for possibilities of leveraging on synergy within the various processes through automation thereby bringing in improvements.

Business

• Help the team to pursue the strategic intent and agenda for SPM
• Help to improve client experience through more efficient and effective processing in tandem with Risk, Client Coverage and Front Office users

Processes

Credit & Portfolio Management (CPM)

• Monthly RWA Hygiene/ ECL Hygiene reports at a regional level
• Monthly RWA Variance report for both CIB and CB and analysing the reason for the RWA movement
• Monthly ECL Variance report for both CIB and CB and Analysis the reason for the ECL Movement
• Development and maintenance of various CPM MI Dashboard like CPM MI, CG Simulation etc.
• Monthly RHCIC packs reporting the entire list of loans monitored by CPM distribution, List of loans on Marketing list, recommended for Sale and Pending marketing.
• Bi-Monthly RWA LSD Pricing update
• Monthly Minimum Retained Uninsured Report, Industry statement, regional portfolio report, GCLO pack, OBL MI packs, CPM MI packs and priority Sale Report to respective CRO.
• Monthly Chakra Reference/RWA save on Chakra Reference report at regional Level and Chakra Reference related activities.
• Maintenance of the Loan Sales database and monthly update of RMI, PMI, SCI, Creditmate and ACBS data
• Drive Capital and Liquidity efficiency through IBSM Deal direction
• Take responsibility for IBSM deal direction and support deal direction process that leverages Group’s Balance Sheet capacity as well as Bank’s cross border capabilities while meeting regulatory, liquidity and capital requirements.

• Manage deal flow and deal related issues.
• Support the delivery of strategic development for IBSM process.
• Take responsibility for the internal documentation and tools like DOI and DM and ensure that they always remain up-to-date.
• Collaboration with stakeholders
• Work with the business/product teams and IBSM policy in Group Treasury to ensure that there is a reasonable line of sight on the projected volumes and demand growth for offshore deals and working with IBSM policy to track OBL capacity and utilisation are at desired levels.
• Ensure that Accountable Executives in the OBLs are kept informed of the utilisation and volume trends across the originating and booking units.
• ·Manage expectations of various stakeholders and ensure that the policy is uniformly implemented across various OBLs and the originating units

People & Talent

• Compliance with all relevant process procedure, guidelines, rules & regulations
• To work and solve problems independently and be able to work in a deadline-oriented environment

Risk Management

• Embed new Operational Risk framework into monitoring processes and report any escalations to Management.
• Monthly monitoring of CST and performance measurement of KCIs

Governance

• Work closely with Operational Excellence & Change management team members to understand key issues and processes and drive automation of processes.
• Adherence to mandatory certifications and operational requirements

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key stakeholders

• Group Traded Risk Management (TRM)
• Group Enterprise Risk Management Team
• Group Risk & Compliance Infrastructure and change management
• CEO, CIB office
• Associated Technology partners
• Business desks
• GBS Management team

Other Responsibilities

• Participate in at least 2 days of volunteering per year
• Participate in engagement activities
• Be motivated and actively engage in activities like innovation and automation initiatives
• To hold assigned roles of First Aider / Fire Warden / ADCC as appropriate and discharge the expected responsibilities.

Skills and Experience

• Manage Conduct
• Manage Risk
• Manage People
• FM Products
• Problem Solving skills
• SAS/ Python/ SQL/ Tableau
• Analytical Skills

Qualifications

• Post-Graduation in Finance with relevant 3+ yrs experience
• Risk Certifications from established institutions is recommended
• FRM Certified candidates will be preferred
• Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS/ will be preferred

General Skill Set:

• Strong knowledge in banking products across asset classes (FX/Rates/ Equity/ Credit and Commodities)
• Strong knowledge in Data Analytics (Including ML capabilities)
• Hands-on SQL, SAS, PYTHON
• Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
• Excellent communication skills - verbal and written
• Ability to work under pressure
• Have excellent attention to detail
• Be able to work in a global team
• Expertise in programming language is not required but good to have
• Working knowledge in MS Excel, Access
• Knowledge about Market and Credit Risk
• Documentation skills
• Working knowledge of the Group’s businesses, governance structure and approach to risk management.
• Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
• Experience in Agile framework
• Significant Experience in major regulatory programs in the Risk/Finance, Banking industry - BCBS,IMM,CVA etc

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.