Product Manager - Credit Risk Solutions

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Team Overview

Role Overview And Core Responsibilities

• Own the product strategy and roadmap for assigned Credit Risk Solutions products, ensuring alignment with customer needs, market opportunities, revenue objectives, regulatory requirements, and broader product strategy.
• Drive the full product development lifecycle, including discovery, business case development, requirements definition, prioritization, launch readiness, adoption monitoring, and continuous improvement.
• Partner with customers, lenders, fintechs, and internal stakeholders to identify market needs, validate solution concepts, and translate insights into scalable product requirements and prioritized enhancements.
• Develop product propositions that leverage credit bureau data, scores, affordability signals, alternative data, and analytics capabilities to improve decisioning, approval rates, portfolio performance, and profitability.
• Conduct market research, competitive analysis, and regulatory assessments to identify growth opportunities, modernization initiatives, and areas for product differentiation.
• Collaborate with Technology, Data Science, Analytics, Operations, Legal, Compliance, Security, and regional product teams to assess feasibility, manage dependencies, and deliver market-ready solutions.
• Provide direction to agile delivery teams through backlog prioritization, user story development, acceptance criteria definition, release planning, and trade-off management.
• Monitor product performance using revenue, adoption, usage, profitability, client feedback, and operational metrics to inform roadmap decisions and investment priorities.
• Lead go-to-market activities in partnership with Sales, Consulting, Marketing, Pricing, Legal, Compliance, and Operations, including positioning, enablement, training, launch communications, and customer adoption strategies.
• Act as a subject matter expert for assigned solutions, supporting client discussions, executive briefings, strategic opportunities, and cross-functional decision-making.

Required Knowledge And Experiences

• 7+ years of product management experience in credit risk, consumer lending, financial services, fintech, credit bureau solutions, or data and analytics products, with demonstrated ownership of product strategy and execution.
• Strong understanding of the consumer lending ecosystem, including lenders, fintechs, credit bureaus, data providers, regulators, and decisioning platforms, and how these stakeholders influence product design and adoption.
• Deep knowledge of credit risk management across the customer lifecycle, including marketing, originations, underwriting, account management, portfolio monitoring, collections, and fraud prevention.
• Proven ability to develop business cases, evaluate market opportunities, define customer value propositions, and deliver measurable business outcomes through product innovation and portfolio management.
• Bachelor’s degree in Business, Finance, Economics, Statistics, Data Science, or a related field, or equivalent practical experience. Advanced degrees such as an MBA are preferred.

Required Technical Skills

• Ability to translate credit bureau data, risk attributes, scores, affordability indicators, alternative data, and analytics into actionable product requirements and customer solutions.
• Experience working in agile product development environments, including backlog management, user story creation, acceptance criteria development, release planning, and product lifecycle management.
• Strong analytical skills with experience using market research, customer feedback, product performance metrics, financial results, and portfolio trends to support product decisions.
• Knowledge of credit risk analytics, lending decisioning processes, and data-driven product development methodologies.
• Ability to communicate complex credit risk, analytics, data, and technology concepts to executive, commercial, technical, and client audiences.

Desired Skills

• Experience working with international credit risk, lending, or bureau-based solutions across multiple markets.
• Knowledge of alternative data strategies, affordability assessment solutions, fraud prevention tools, and advanced analytics applications within lending environments.
• Demonstrated success leading cross-functional initiatives and influencing stakeholders within highly matrixed organizations.
• Experience supporting commercial activities such as pricing strategy, sales enablement, product positioning, client adoption, and revenue growth initiatives.
• MBA or other advanced degree in Business, Finance, Economics, Statistics, Data Science, or a related discipline.

TransUnion Overview:

At TransUnion, we encourage and are committed to creating a real, positive impact and shared sense of purpose within our Workforce for Good, which empowers our people to grow, innovate and contribute to a better future for our communities and customers. We strive to build an environment where our associates are in the driver’s seat of their professional development- while having access to help along the way. We recognize that success comes when our associates thrive both professionally and personally; that’s why we prioritize work/life flexibility and offer resources for our teams across the globe to collaborate and drive excellence.

Be a part of our Workforce for Good - you’ll work with great people, pioneering products and cutting-edge technology.

TransUnion Job Title

Advisor, Product Management