Lead Compliance Analyst

You’ll be the CCO’s main partner in scaling our compliance program. Half the job is design: turning regulatory obligations into frameworks, policies and controls that product teams/engineering teams/etc can build against. The other half is running it: reviewing launches, tracking conditions, and keeping commitments to partners and regulators on time.

Here's how you will make an impact:

Build the program foundations

• Build and maintain the regulatory inventory: which rules apply to which products and jurisdictions, who owns each obligation, and how we evidence compliance
• Design the policy framework (taxonomy, ownership, approval authority, review cadence) and write or refresh core policies and procedures
• Run the compliance risk assessment for regulatory and product risk across Payments, Payroll, Invoicing, Accounting, Advisors and Partnerships
• Support Issue Management and remediation tracking so open findings have an owner, a date and visible progress
• Own the regulatory change process: track changes in the USA and Canada, assess impact, route actions to the right team
• Maintain the registration and license calendar so renewals and fillings never lapse

Run Product Compliance

• Operate the tiered review process: triage intake, set conditions, give clear approve/approve-with-conditions/decline decisions
• Partner with Product, Engineering, Legal and Risk early in design
• Review high-risk launches: new payment flows, onboarding changes, data sharing, new jurisdictions
• Apply the Product Compliance Evidence Standard and make sure launches leave an audit-ready trail
• Review marketing claims and customer communications against the Marketing Content Guidelines

Oversee third parties and partners

• Build compliance oversight of key processors and partners: obligations mapping, contract review input, monitoring, escalation
• Oversee partner due diligence and maintain the data-sharing register
• Coordinate card network, processor, and partner audits, attestations and inquiries

Report and Lead

• Produce program reporting for leadership: scorecard, KPIs, open issues, emerging risks
• Find the manual work worth automating and building lightweight tooling (ex. AI assistance) to remove it

You Thrive Here By Possessing the Following:

Required

• 6+ years in regulatory or product compliance at a fintech, payments company, PSP, bank or other regulated financial services firm
• Hands-on experience building a compliance program component from scratch: policies, risk assessment, regulatory inventory, issue management or similar
• Working knowledge of payments regulation and card network rules, with experience in at least one of: US money movement (NACHA/ACH, Reg E, UDAAP) or Canadian payments (RPAA, FINTRAC, PIPEDA)
• Experience embedded with product and engineering teams, reviewing features before launch
• Clear, concise writing: you can turn a regulation into a requirement as engineer can build to
• Comfort with ambiguity and shifting priorities in an integration environment

Nice to have

• Both US and Canadian regulatory experience
• Privacy program experience (PIPEDA, Quebec Law 25, CCPA) or exposure to PCI DSS, SOX or HIPAA controls
• Payroll, tax or small-business fintech background
• Experience with partner or processor oversight, network attestations, or regulatory exams
• People leadership or formal mentoring
• CRCM, CAMS, CAMLO training or similar