Monzo
Digital Banks & Neobanks

Monzo tech stack

Monzo builds mostly with SQL, Python, Go, JavaScript. Its stack also includes Looker, Google BigQuery, GCP, Scikit-learn. SQL is named in 42 of the 74 job postings Monzo published in the last 12 months (57%). Counted by Alion from the job postings of Monzo, updated Nov 15, 2026.

Source: Alion Coverage: the company's job postings of the last 12 months Nov 15, 2026
Technologies in use
70
Postings analysed
74
Open now
14
Modernity
85 /100
New in 6 months
8

What programming languages does Monzo use?

SQL is named in 57% of job postings at Monzo, followed by Python (45%), Go (16%), JavaScript (3%).

SQL 42 57% required in 95% · 8 open now · since Feb 2024
Python 33 45% required in 94% · 9 open now · since Feb 2024
Go 12 16% required in 75% · 3 open now · since Jun 2024
JavaScript 2 3% required in 100% · since Mar 2026
Kotlin 2 3% required in 100% · since Mar 2025
Swift 1 1% required in 100% · since Mar 2025
TypeScript 1 1% required in 100% · since Jul 2026
SAS 1 1% optional · 1 open now · since May 2026

What frameworks and libraries does Monzo use?

Scikit-learn is named in 3% of job postings at Monzo, followed by Angular (1%), Bootstrap (1%), Dagger (1%).

Scikit-learn 2 3% required in 100% · since Jul 2026
Angular 1 1% required in 100% · since Jul 2026
Bootstrap 1 1% required in 100% · since Mar 2026
Dagger 1 1% required in 100% · since Mar 2025
Espresso 1 1% required in 100% · since Mar 2025
Feast 1 1% required in 100% · since Jun 2026
Moshi 1 1% required in 100% · since Mar 2025
React.js 1 1% required in 100% · since Jul 2026
Show all (14)
Retrofit1
Room1
ViewModel1
Vue.js1
Jetpack Compose1
Streamlit1

What databases does Monzo use?

Google BigQuery is named in 14% of job postings at Monzo.

Google BigQuery 10 14% required in 50% · 5 open now · since Jul 2024

What cloud and platforms does Monzo use?

Looker is named in 38% of job postings at Monzo, followed by GCP (11%), AWS (9%), Figma (4%).

Looker 28 38% required in 86% · 8 open now · since Feb 2024
GCP 8 11% required in 50% · 4 open now · since Jun 2024
AWS 7 9% required in 57% · 3 open now · since Jun 2024
Figma 3 4% required in 100% · since Sep 2026
Tableau 3 4% required in 100% · 2 open now · since Jun 2026
Kubernetes 2 3% required in 100% · since Jun 2024
Vertex AI 2 3% required in 100% · since Mar 2026
GitHub 2 3% required in 50% · 1 open now · since Mar 2025
Show all (14)
Apache Kafka1
Braze1
FigJam1
Langfuse1
Power BI1
Rive1

What developer tools does Monzo use?

dbt is named in 9% of job postings at Monzo, followed by Adobe After Effects (4%), Adobe Photoshop (4%), Microsoft Excel (4%).

dbt 7 9% required in 29% · 5 open now · since Jul 2024
Adobe After Effects 3 4% required in 100% · since Sep 2026
Adobe Photoshop 3 4% required in 100% · since Sep 2026
Microsoft Excel 3 4% required in 100% · since Aug 2026
Claude Code 2 3% required in 50% · 1 open now · since Mar 2026
Blender 1 1% required in 100% · since Sep 2026
Cinema 4D 1 1% required in 100% · since Sep 2026
Docker 1 1% required in 100% · since Jun 2024
Show all (11)
Envoy1
Terraform1
Webpack1

What AI and ML technologies does Monzo use?

LLM is named in 4% of job postings at Monzo, followed by Claude (3%), ChatGPT (3%), Gemini (3%).

LLM 3 4% required in 100% · 1 open now · since Jun 2026
Claude 2 3% required in 100% · since Mar 2026
ChatGPT 2 3% required in 50% · 1 open now · since Mar 2026
Gemini 2 3% required in 50% · 1 open now · since Mar 2026

Which engineering practices does Monzo ask for?

Machine Learning is named in 30% of job postings at Monzo, followed by Incident Management (5%), Platform Engineering (4%), A/B Testing (4%).

Machine Learning 22 30% required in 95% · 8 open now · since Feb 2024
Incident Management 4 5% required in 100% · 1 open now · since Aug 2026
Platform Engineering 3 4% required in 100% · since Mar 2025
A/B Testing 3 4% required in 33% · since Jul 2026
AI Agents 2 3% required in 100% · since Apr 2026
CI/CD 2 3% required in 100% · since Mar 2025
ETL/ELT 2 3% required in 100% · 1 open now · since Jul 2024
Feature Store 2 3% required in 100% · since Jun 2026
Show all (17)
Human-in-the-Loop2
Dependency Injection1
Embeddings1
Interpretability1
MVVM1
RAG1
Service Mesh1
Time Series1
Agentic Workflows1

What other technologies does Monzo use?

Kotlin Coroutines is named in 1% of job postings at Monzo.

Kotlin Coroutines 1 1% required in 100% · since Mar 2025

What does each Monzo team work with?

The technologies each team's postings require most often, with the number of postings that require them.

Marketing

15 postings
Python7
SQL7
Looker5

Finance

13 postings
SQL9
Python8
Looker6
Microsoft Excel3

Analytics

11 postings
SQL10
Looker5
Google BigQuery2
Python2

AI/ML

9 postings
Go8
Python8
SQL7
AWS2
GCP2
Google BigQuery2

Data Science

4 postings
Looker4
Python4
SQL4

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How much does Monzo pay by technology?

Median stated pay of the postings that name each technology, against the median of all Monzo postings with stated pay: $129k across 29 postings.

TechnologyPostings with payMedianvs company median
SQL14$105k−18%
Python8$136k+6%
Looker8$105k−18%
Google BigQuery5$143k+11%

How is the Monzo stack changing?

Read from the dates of the postings themselves: a technology is new when the first posting that names it appeared in the last six months, rising or falling when its share of postings moved between the last two quarters.

First appeared
Adobe After EffectsSep 2026
Adobe PhotoshopSep 2026
FigmaSep 2026
Microsoft ExcelAug 2026
Incident ManagementAug 2026
Human-in-the-LoopAug 2026
A/B TestingJul 2026
Scikit-learnJul 2026
Rising
Adobe After Effects0% → 7%
Adobe Photoshop0% → 7%
Figma0% → 7%
Microsoft Excel0% → 7%
Incident Management4% → 7%
Falling
SQL81% → 43%
Go38% → 2%
Python65% → 31%
Machine Learning46% → 19%
Google BigQuery19% → 7%
GCP15% → 5%
AWS15% → 5%
dbt12% → 5%
Not named for 6 months
GitHubMay 2026

How modern is the Monzo stack?

Cutting-edge AI adopter 85/100

Monzo scores 85 out of 100 (Cutting-edge). The score averages how current each technology in the stack is and adds weight for AI adoption. AI technologies in the stack: 4; legacy ones: 0.

How common is the Monzo stack in its industry?

Share of the 277 companies in the same industries, whose stack Alion knows, that use each technology.

SQL82%
Python75%
Looker30%
Go30%
Google BigQuery24%
GCP42%
AWS65%
Figma38%
LLM40%
Tableau34%

Questions about the Monzo tech stack

What programming languages does Monzo use?

The languages named in Monzo job postings are SQL (57%), Python (45%), Go (16%), JavaScript (3%), Kotlin (3%), as a share of the 74 postings of the last 12 months.

Does Monzo use Scikit-learn?

Yes. Scikit-learn is named in 2 of 74 job postings (3%) and required in 2 of them.

What cloud and platforms does Monzo use?

The cloud and platforms named in Monzo job postings are Looker (28), GCP (8), AWS (7) (postings in brackets).

What skills do you need for a Marketing job at Monzo?

Marketing postings at Monzo most often require Python (7), SQL (7), Looker (5), out of 15 postings in the last 12 months.

Is the Monzo tech stack changing?

Yes. Adobe After Effects, Adobe Photoshop, Figma, Microsoft Excel first appeared in Monzo job postings in the last six months.

How modern is the Monzo tech stack?

Monzo scores 85 out of 100 (Cutting-edge). The score averages how current each technology in the stack is and adds weight for AI adoption. AI technologies in the stack: 4; legacy ones: 0.

How does Alion know the Monzo tech stack?

Alion reads every job posting Monzo publishes and tags the technologies each one names. The figures on this page count the 74 postings of the last 12 months and were updated on Nov 15, 2026.

Method and citation

Alion reads every job posting the company publishes and tags the technologies each one names. Shares count the postings of the last 12 months, open and closed; the company's own products are counted apart. How we count

Alion, "Monzo tech stack: 70 technologies from 74 job postings", as of Nov 15, 2026. https://alion.io/company/monzo/technologies

Licence: CC BY-SA 4.0JSON